1418 Elm St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1418 Elm St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,323 sqft · built 1900
Lot Size	0.069 acres (3,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Jul 2025)
Tax Bill	$20,952 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081-0002-0367-00`

Property Details

APN / Parcel Number

Primary APN	`081-0002-0367-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	5 Units
Stories	3 Stories
Building Area	3,323 sqft Living Area
Gross Area	4,810 sqft
1st Floor Area	1,137 sqft
2nd Floor Area	2,186 sqft
Basement Area	1,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1418 ELM ST
City	CINCINNATI
State	OH
Zip	45202-7517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Description	1418 ELM ST 30 X 100 IRR LOT 7 PT 8 BLK 48 GEO W JONES
Legal Subdivision	GEORGE W JONES
Legal Block	48
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1017
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1418 ELM ST, CINCINNATI, OH 45202-7517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 14, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 12, 2021	Fiduciary Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY
Sep 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	202552703
Deed Book / Page	15456 / 943
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0000094075
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1418 ELM ST, CINCINNATI, OH 45202-7517
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 ELM ST, CINCINNATI, OH 45202-7517

Mortgage

Document Number	0000021898
Date	Mar 24, 2026
Book Page	15629/2186
Instrument	2026-0021898

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 14, 2025
Property Address	1418 ELM ST, CINCINNATI, OH 45202-7517
Document Number	0000052703
Book / Page	15456 / 943
Map Reference	MB 72 PG 475
Instrument Date	Jun 30, 2025
Instrument	2025-0052703
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1418 ELM ST, CINCINNATI, OH 45202-7517

Mortgage

Document Number	0000052704
Date	Jul 14, 2025
Instrument	2025-0052704

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

May 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	May 12, 2021
Property Address	1418 ELM ST, CINCINNATI, OH 45202-7517
Document Number	0000058842
Book / Page	14416 / 1199
Map Reference	MB 72 PG 745
Instrument Date	Apr 28, 2021
Instrument	2021-0058842
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 16, 2020
Property Address	1418 ELM ST, CINCINNATI, OH 45202-7517
Document Number	0000094075
Book / Page	014254 / 000228
Instrument Date	Sep 2, 2020
Instrument	94075
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1418 ELM ST CINCINNATI OH 452027517, CINCINNATI, OH 45202-7517

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 13, 2019
Property Address	1418 ELM ST, CINCINNATI, OH 45202-7517
Document Number	0000078067
Book / Page	14001 / 00032
Map Reference	MB 72 PG 475
Instrument Date	Sep 3, 2019
Instrument	2019-0078067
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1418 ELM ST, CINCINNATI, OH 45202-7517

Mortgage

Document Number	0000078068
Date	Sep 13, 2019
Instrument	2019-0078068

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,952.00 (+0.29%)	$455,000 (-) Land $112,665 Building $342,335	$1,300,000 (-) Land $321,900 Building $978,100
2024	$20,892.00 (+0.49%)	$455,000 (-) Land $112,665 Building $342,335
2023	$20,791.00 (-9.66%)	$455,000 (%) Land $112,665 Building $342,335	$1,300,000 (-) Land $321,900 Building $978,100
2022	$23,013.00	$455,001 Land $72,503 Building $382,498
2020			$1,300,000 Land $207,150 Building $1,092,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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