1418 E Saint James Loop, Inverness, FL 34453 Property Records

Citrus County property record for 1418 E Saint James Loop, Inverness, FL 34453 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	2,055 sqft Living Area
Lot Size	22,464 sqft (0.515 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2023)
Tax Bill	$3,765.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-33-0020-00020-011.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1418 E SAINT JAMES LOOP, INVERNESS, FL 34453-3639
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK
Apr 09, 2020	Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Apr 09, 2020 · Amount on Record
Deed Doc Number	2023062133
Deed Book / Page	3420 / 856
Record Refreshed	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 25, 2023
Property Address	1418 E SAINT JAMES LOOP, INVERNESS, FL 34453-3639
Document Number	0034200856
Book / Page	3420 / 856
Map Reference	MB 13 PG 119
Instrument Date	Oct 24, 2023
Instrument	2023062133
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	685 DEE DEE DR, CHRISTIANSBRG, VA 24073-4127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 E SAINT JAMES LOOP, INVERNESS, FL 34453-3639

Mortgage

Document Number	0003420858
Date	Oct 25, 2023
Instrument	3420/858

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Nov 01, 2028
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	52-Week T-Bill (1-Year)
Max Rate	12.6%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 09, 2020
Property Address	1418 E SAINT JAMES LOOP, INVERNESS, FL 34453-3639
Document Number	0030521198
Book / Page	003052 / 001198
Instrument Date	Apr 07, 2020
Instrument	18944
Transaction Type	Transfer
Record Updated	Jun 01, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 DEE DEE DR CHRISTIANSBURG VA 240734127, CHRISTIANSBURG, VA 24073-4127

Mortgage

Document Number	30521199
Date	Apr 09, 2020
Book Page	003052/001199
Instrument	18945

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2050

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 (-10.74%) Homeowner's exemption Additional exemption filed	$281,134 (-10.55%) Land $19,500 Building $261,634	$281,134 (-10.55%) Land $19,500 Building $261,634
2024	$4,218.00 (+0.72%) Homeowner's exemption Additional exemption filed	$314,304 (-0.35%) Land $18,200 Building $296,104	$314,304 (-0.35%) Land $18,200 Building $296,104
2023	$4,188.00 (+16.89%)	$315,403 (+19.29%) Land $17,200 Building $298,203	$315,403 (+19.29%) Land $17,200 Building $298,203
2022	$3,583.00	$264,403 Land $13,950 Building $250,453	$264,403 Land $13,950 Building $250,453

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-33-0020-00020-011.0`
Alternative APNs	`3318S19E0020000200110` `2533986`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,055 sqft Living Area
1st Floor	2,055 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Split Level Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	22,464 sqft (0.515 acres)
Parking Spaces	5 Parking Spaces
Garage Area	462 sqft Garage
Porch	Open Porch
Porch Area	348 sqft Porch
Outdoor Kitchen Or Brick BBQ	Outdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2533986
Old Parcel Number	3318S19E0020000200110
Street Address	1418 E SAINT JAMES LOOP
City	INVERNESS
State	FL
Zip	34453-3639
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE GREENS OF CITRUS HILLS PB 13 PG 119 LOT 11 BLK 2
Legal Range	19E
Legal Township	18S
Legal Section	33
Legal Subdivision	CAMBRIDGE GREENS OF CITRUS HIL
Legal Block	2
Legal Lot Number	11
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2014
Census Tract	450705

1418 E Saint James Loop, Inverness, FL 34453 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on E Saint James Loop

Nearby Streets

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