1418 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1418 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,306 sqft · built 1956
Lot Size	0.15 acres (6,525 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jan 2026)
Tax Bill	$7,021 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-8200-00-440`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-8200-00-440`
Alternative APNs	`292301820000440` `386383` `391669` `396127`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	1,636 sqft
1st Floor Area	1,306 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1976
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,525 sqft (0.15 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	42 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1418 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A/T
Legal Description	SOUTHERN PINES H/112 LOT 44
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	SOUTHERN PINES
Legal Tract	8200
Legal Lot Number	44
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2019
Census Tract	11300

Owner

1418 E Harding St is owned and occupied by two individuals who bought it in January 2026.

Source: Orange County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1418 E HARDING ST, ORLANDO, FL 32806-4127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 29, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Sep 5, 2023 · Amount on File
Deed Document Number	202622398
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 13, 2026
Property Address	1418 E HARDING ST, ORLANDO, FL 32806-4127
Document Number	0000022398
Map Reference	MB H PG 112
Instrument Date	Jan 8, 2026
Instrument	20260022398
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	394 VESTRELLA DR, POINCIANA, FL 34759-4458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1418 E HARDING ST, ORLANDO, FL 32806-4127

Mortgage

Document Number	0000022399
Date	Jan 13, 2026
Instrument	20260022399

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 5, 2023
Property Address	1418 E HARDING ST, ORLANDO, FL 32806-4127
Document Number	0000504551
Map Reference	MB H PG 112
Instrument Date	Aug 17, 2023
Instrument	20230504551
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, ORLANDO TTL PROFESSIONALS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,079.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 VISTA OAK DR, LONGWOOD, FL 32779-3069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 E HARDING ST, ORLANDO, FL 32806-4127

Mortgage

Document Number	0000504552
Date	Sep 5, 2023
Instrument	20230504552

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1418 E HARDING ST, ORLANDO, FL 32806-4127
Document Number	0000077306
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 E HARDING ST ORLANDO FL 328064127, ORLANDO, FL 32806-4127

Mortgage

Document Number	0000077306
Date	Feb 6, 2020
Instrument	77306

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1418 E Harding St was $7,021, up 2.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,980 (-0.8%) Land $200,000 Building $174,980	$374,980 (-0.8%) Land $200,000 Building $174,980
2025	$7,021.00 (+2.68%)	$378,000 Land $200,000 Building $178,000	$378,000 Land $200,000 Building $178,000
2024	$6,838.00 (+187.55%)
2023	$2,378.00 (+3.48%) Homeowner's exemption	$166,559 (+3%)	$296,941 (+11.56%) Land $178,000 Building $118,941
2022	$2,298.00 Homeowner's exemption	$161,708	$266,176 Land $155,000 Building $111,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1418 E Harding St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2005–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1418 E Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Summit Broadband, Xfinity.

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