Hamilton County property record for 1418 E 49th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,008 sqft · built 2003 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Sep 2008) |
| Tax Bill | $574 (2025) |
| Deeds & Mortgages | Aug 2017 Loan Modification Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 168P B 011 |
| Primary APN | 168P B 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000112374 |
|---|---|
| Street Address | 1418 E 49TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 20 BLK 23 BOULEVARD PARK ADDN PB5 PG50 |
| Legal Subdivision | BOULEVARD PARK ADDN |
| Legal Block | 23 |
| Legal Lot Number | 20 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1418 E 49th St is owned and occupied by an individual who acquired it in September 2013.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1418 E 49TH ST, CHATTANOOGA, TN 37407-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2017 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK |
| Jul 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2008 · Amount on File |
| Deed Sale | Sep 25, 2008 · Amount on File |
| Prior Sale | Dec 7, 2007 · Amount on File |
| Deed Document Number | 2008230 |
| Deed Book / Page | 8767 / 532 |
| Last Transfer Date | Sep 5, 2013 |
| Transfer Doc | 0000000166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1418 E 49TH ST, CHATTANOOGA, TN 37407-3501 |
| Document Number | 0000000151 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 49TH ST CHATTANOOGA TN 37407, CHATTANOOGA, TN 37407 |
| Document Number | 0000000151 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 011147/000455 |
| Instrument | 151 |
| Name | MIDFIRST BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1418 E 49TH ST, CHATTANOOGA, TN 37407-3501 |
| Document Number | 0000000104 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1418 E 49TH ST CHATTANOOGA TN 374073501, CHATTANOOGA, TN 37407-3501 |
| Document Number | 0000000104 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 011138/000068 |
| Instrument | 104 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2047 |
The 2025 property tax bill for 1418 E 49th St was $574, up 7.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $574.00 (+7.49%) | $37,925 (+58.85%) | $151,700 (+58.85%) Land $25,000 Building $126,700 |
| 2024 | $534.00 | $23,875 (-) | $95,500 (-) Land $3,200 Building $92,300 |
| 2023 | $534.00 | $23,875 (-) | $95,500 (-) Land $3,200 Building $92,300 |
| 2022 | $534.00 | $23,875 | $95,500 Land $3,200 Building $92,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1418 E 49th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 28 (1980–2012) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1418 E 49th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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