1418 E 28th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1418 E 28th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,144 sqft · built 2022
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Aug 2023)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`156I B 006`

Property Details

APN / Parcel Number

Primary APN	`156I B 006`
Alternative APN	`0000092347`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	2,660 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000092347
Street Address	1418 E 28TH ST
City	CHATTANOOGA
State	TN
Zip	37404-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 BLK C DOYLES AMENDED PB 9 PG 40 & 41 REV PB 123 PG 107
Legal Subdivision	DOYLES AMENDED
Legal Block	C
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1017
Census Tract	2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1418 E 28TH ST, CHATTANOOGA, TN 37404-5611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Aug 9, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 9, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Aug 9, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Jul 1, 2005 · Amount on Record
Deed Document Number	2023129
Deed Book / Page	13368 / 595
Prior Transfer Date	Aug 8, 2023
Prior Transfer Doc	0000000127
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1418 E 28TH ST, CHATTANOOGA, TN 37404-5611
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 PROSPECT CIR, CHICKAMAUGA, GA 30707-4255
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000068
Date	Dec 22, 2021
Book Page	12782/788
Instrument	2021122200068

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	49 Months
Due	Jan 1, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 9, 2023
Property Address	1418 E 28TH ST, CHATTANOOGA, TN 37404-5611
Document Number	0000000127
Book / Page	13368 / 590
Map Reference	MB 9 PG 40&41
Instrument Date	Aug 8, 2023
Instrument	2023080900127
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E 8TH ST, CHATTANOOGA, TN 37402-2201
Investor	Possibly a Property Investor

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 9, 2023
Property Address	1418 E 28TH ST, CHATTANOOGA, TN 37404-5611
Document Number	0000000129
Book / Page	13368 / 595
Map Reference	MB 123 PG 107
Instrument Date	Aug 8, 2023
Instrument	2023080900129
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 E 28TH ST, CHATTANOOGA, TN 37404-5611

Mortgage

Document Number	0000000130
Date	Aug 9, 2023
Instrument	2023080900130

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 9, 2023
Property Address	1418 E 28TH ST, CHATTANOOGA, TN 37404-5611
Document Number	0000000128
Book / Page	13368 / 592
Map Reference	MB 9 PG 40&41
Instrument Date	Aug 8, 2023
Instrument	2023080900128
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 E 28TH ST, CHATTANOOGA, TN 37404-5611

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 (+1.44%)	$78,825 (+49.72%)	$315,300 (+49.72%) Land $35,000 Building $280,300
2024	$1,177.00	$52,650 (-)	$210,600 (-) Land $15,000 Building $195,600
2023	$1,177.00 (+2,770.73%)	$52,650 (+2,708%)	$210,600 (+2,708%) Land $15,000 Building $195,600
2022	$41.00	$1,875	$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	28 (1980–2012)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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