Chesterfield County property record for 1418 Bantry Ter, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,402 sqft · built 2004 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (Jun 2016) |
| Tax Bill | $5,365 (2026) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 740-69-48-26-500-000 |
| Primary APN | 740-69-48-26-500-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,402 sqft Finished Area |
| 1st Floor Area | 12 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 15,202 sqft (0.349 acres) |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Balcony Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 381090001 |
|---|---|
| Street Address | 1418 BANTRY TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-5182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | ST JAMES WOODS SEC M 008 |
| Legal Subdivision | ST JAMES WOODS |
| Legal Lot Number | 8 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 100932 |
1418 Bantry Ter is owned and occupied by an individual who bought it in June 2016.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1418 BANTRY TER, MIDLOTHIAN, VA 23114-5182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARGENT FEDERAL CREDIT UNION |
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OPTIMUM FIRST INC |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI CAPITAL CTRL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2016 · Amount on File |
| Deed Sale | Jun 23, 2016 · Amount on File |
| Prior Sale | Dec 22, 2004 · Amount on File |
| Deed Document Number | 201623004 |
| Deed Book / Page | 11266 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1418 BANTRY TER, MIDLOTHIAN, VA 23114-5182 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014150-849 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 14150/849 |
| Instrument | 2022049363 |
| Name | ARGENT FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1418 BANTRY TER, MIDLOTHIAN, VA 23114-5182 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 013676-661 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 13676/661 |
| Instrument | 2021065616 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1418 BANTRY TER, MIDLOTHIAN, VA 23114-5182 |
| Document Number | 13121552 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1416 BANTRY TER MIDLOTHIAN VA 23114, MIDLOTHIAN, VA 23114 |
| Document Number | 13121552 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 013121/000552 |
| Instrument | 68386 |
| Name | LOWER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 8, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1418 BANTRY TER, MIDLOTHIAN, VA 23114-5182 |
| Document Number | 12659900 |
| Instrument Date | Mar 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1418 BANTRY TER MIDLOTHIAN VA 231145182, MIDLOTHIAN, VA 23114-5182 |
| Document Number | 12659900 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 012659/000900 |
| Instrument | 11037 |
| Name | CAPITAL CTRL LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 10, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1418 Bantry Ter was $5,365.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,365.00 | $600,100 (+5.76%) Land $79,000 Building $521,100 | $600,100 (+5.76%) Land $79,000 Building $521,100 |
| 2025 | $567,400 Land $72,000 Building $495,400 | $567,400 Land $72,000 Building $495,400 | |
| 2023 | $4,542.00 | $496,400 Land $65,000 Building $431,400 | $496,400 Land $65,000 Building $431,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1418 Bantry Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1418 Bantry Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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