Shelby County property record for 14170 Charm Hill Dr, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,576 sqft · built 1980 |
| Lot Size | 0.999 acres (43,516 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,000 (Dec 2015) |
| Tax Bill | $5,944 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2207351.002 |
| Primary APN | 36-2207351.002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,576 sqft Living Area |
| 1st Floor Area | 4,576 sqft |
| Basement Area | 4,576 sqft |
| Unfinished Basement | 4,576 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 43,516 sqft (0.999 acres) |
| Lot Dimensions | 300 ft deep x 145 ft wide |
| Garage Area | 1,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 432 sqft |
| Patio Area | 848 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14170 CHARM HILL DR |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-9472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 IN HICKORY DELL ESTATES 270-22-07-351-002PLAT V33 P11 |
| Legal Subdivision | HICKORY DELL ESTATES |
| Legal Lot Number | 70 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | ORANGE |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 972200 |
Source: Shelby County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14170 CHARM HILL DR, SIDNEY, OH 45365-9472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BANK RICHMOND NA |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA |
| Feb 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on Record |
| Deed Sale | Dec 10, 2015 · Amount on Record |
| Prior Sale | Jun 16, 2011 · Amount on Record |
| Deed Document Number | 20156178 |
| Deed Book / Page | 2016 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 14170 CHARM HILL DR, SIDNEY, OH 45365-9472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2241/361 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 2241/361 |
| Instrument | 202000005315 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | SIDNEY, OH 45365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 14170 CHARM HILL DR, SIDNEY, OH 45365-9472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2215/646 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 2215/646 |
| Instrument | 202000001937 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 14170 CHARM HILL DR, SIDNEY, OH 45365-9472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2158/676 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 2158/676 |
| Instrument | 201900000550 |
| Name | MUTUAL FEDERAL |
|---|---|
| Address | RICHMOND, IN 47374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Orange Township |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,944.00 (-5.92%) | $180,050 (-) Land $12,690 Building $167,360 | |
| 2024 | $6,318.00 (+0.83%) Homeowner's exemption | $180,050 (-) Land $12,690 Building $167,360 | |
| 2023 | $6,266.00 (+15.37%) Homeowner's exemption | $180,050 (+31.85%) Land $12,690 Building $167,360 | $514,450 (+31.85%) Land $36,270 Building $478,180 |
| 2022 | $5,431.00 Homeowner's exemption | $136,560 Land $10,510 Building $126,050 | |
| 2020 | $390,170 Land $30,020 Building $360,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1992–2014) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Feb 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
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