1417 Valleyview Ct, Cumming, IA 50061 Property Records

Madison County property record for 1417 Valleyview Ct, Cumming, IA 50061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,087 sqft · built 2019
Lot Size	5.45 acres (237,402 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Oct 2015)
Tax Bill	$12,912 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061012820050000`

Property Details

APN / Parcel Number

Primary APN	`061012820050000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,087 sqft Living Area
Basement Area	3,087 sqft
Finished Basement	1,800 sqft
Unfinished Basement	1,287 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	237,402 sqft (5.45 acres)
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1417 VALLEYVIEW CT
City	CUMMING
State	IA
Zip	50061-8524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 LAKE VIEW ESTATES
Legal Range	26W
Legal Township	77N
Legal Section	28
Legal Subdivision	LAKEVIEW RURAL ESTAT
Legal Lot Number	5
Jurisdiction	MADISON IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2170
Census Tract	60101

Owner

1417 Valleyview Ct is owned and occupied by two individuals who bought it in October 2015.

Source: Madison County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1417 VALLEYVIEW CT, CUMMING, IA 50061-8524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREEN STATE CU
Aug 30, 2019	Deed of Trust, Mortgage · Construction Mortgage GREENSTATE CREDIT UNION
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREEN STATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2015 · Amount on File
Deed Sale	Oct 2, 2015 · Amount on File
Deed Document Number	20152899
Deed Book / Page	2015 / 2899
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1417 VALLEYVIEW CT, CUMMING, IA 50061-8524
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2618
Date	Jul 22, 2020
Book Page	2020/2618
Instrument	2020 2618

Lender

Name	GREEN STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1417 VALLEYVIEW CT, CUMMING, IA 50061-8524
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2725
Date	Aug 30, 2019
Book Page	2019/2725
Instrument	2725

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1417 VALLEYVIEW CT, CUMMING, IA 50061-8524
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2619
Date	Jul 22, 2020
Book Page	2020/2619
Instrument	2020 2619

Lender

Name	GREEN STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1417 Valleyview Ct was $12,912 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Martensdale-St. Marys Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,912.00 Homeowner's exemption	$999,000 Land $132,400 Building $866,600	$999,000 Land $132,400 Building $866,600
2024	$12,912.00
2023		$928,800 Land $129,000 Building $799,800	$928,800 Land $129,000 Building $799,800
2022	$13,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1417 Valleyview Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1417 Valleyview Ct is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 71% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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