1417 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1417 State St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,056 sqft · built 1890
Lot Size	0.083 acres (3,630 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Nov 2017)
Tax Bill	$4,322 (2026)
Deeds & Mortgages	Jun 2025 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.68-2-46`

Property Details

APN / Parcel Number

Primary APN	`421500 49.68-2-46`
Alternative APN	`150004906800020460000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,056 sqft Total Area
1st Floor Area	1,068 sqft
2nd Floor Area	988 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,630 sqft (0.083 acres)
Lot Dimensions	110 ft deep x 33 ft wide
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1417 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-2722
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	05 - COMME
Legal Description	GRAY AND GODDARD MAP 2 WOOD
Legal Block	2
Legal Lot Number	46.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3003
Census Tract	20700

Owner

1417 State St, a duplex, is owned by a company that bought it in November 2017.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	10415 133RD ST, SOUTH RICHMOND HILL, NY 11419-3201
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Deed, Transfer JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY LLC
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017 · Amount on File
Deed Sale	Nov 30, 2017 · Amount on File
Deed Document Number	201754143
Deed Book / Page	1976 / 388
Record Updated	Oct 29, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 6, 2025
Property Address	1417 STATE ST, SCHENECTADY, NY 12304-2722
Document Number	0000014356
Instrument Date	Jun 6, 2025
Instrument	202514356
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10415 133RD ST, SOUTH RICHMOND HILL, NY 11419-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10415 133RD ST, SOUTH RICHMOND HILL, NY 11419-3201

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 30, 2017
Property Address	1417 STATE ST, SCHENECTADY, NY 12304-2722
Document Number	0000054143
Book / Page	1976 / 388
Instrument Date	Nov 7, 2017
Instrument	201754143
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 STATE ST, 1417, SCHENECTADY, NY 12304-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 15 133RD ST, RICHMOND HILL, NY 11418

Mortgage

Document Number	0000054144
Date	Nov 30, 2017
Instrument	201754144

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1417 State St was $4,322, up 4.4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,322.00 (+4.42%)
2025	$4,139.00	$58,000 Land $8,300 Building $49,700	$96,042 Land $13,744 Building $82,298
2023		$58,000 (-) Land $8,300 Building $49,700	$73,418 (+3.8%) Land $10,506 Building $62,912
2022		$58,000 Land $8,300 Building $49,700	$70,732 Land $10,122 Building $60,610
2021	$3,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1417 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1417 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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