1417 Spring Ridge Ln, Denver, NC 28037 Property Records

Lincoln County property record for 1417 Spring Ridge Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 2021
Lot Size	0.078 acres (3,398 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,637 (2026)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`4604-71-8776`

Property Details

APN / Parcel Number

Primary APN	`4604-71-8776`
Alternative APNs	`101081` `282287` `302220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	3,398 sqft (0.078 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	302220
Street Address	1417 SPRING RIDGE LN
City	DENVER
State	NC
Zip	28037-6253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#50 LT SPRINGS AT
Legal Subdivision	SPRINGS AT WESTPORT LLC PHASE 3B
Legal Lot Number	50
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2008
Census Tract	71202

Owner

1417 Spring Ridge Ln is owner-occupied and held in a trust since February 2024.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1417 SPRING RIDGE LN, DENVER, NC 28037-6253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Intrafamily Transfer, Transfer
Dec 22, 2020	Warranty Deed, Construction Loan · Construction Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2024
Transfer Doc	0003303349
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Feb 5, 2024
Property Address	1417 SPRING RIDGE LN, DENVER, NC 28037-6253
Document Number	0003303349
Book / Page	3303 / 349
Map Reference	MB 17 PG 389
Instrument Date	Feb 5, 2024
Instrument	676717
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 SPRING RIDGE LANE, DENVER, NC 28037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	50 SPRING RIDGE LANE, DENVER, NC 28037

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 22, 2020
Property Address	1417 SPRING RIDGE LN, DENVER, NC 28037-6253
Document Number	298843
Book / Page	002988 / 000043
Instrument Date	Dec 18, 2020
Instrument	622204
Transaction Type	Construction Loan
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11708 BABBLING BROOK DR FORT WORTH TX 762447768, FORT WORTH, TX 76244-7768

Mortgage

Document Number	298846
Date	Dec 22, 2020
Book Page	002988/000046
Instrument	622205

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	384 Months
Due	Dec 21, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1417 Spring Ridge Ln was $2,637.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,637.00	$413,527 (-) Land $80,400 Building $333,127	$413,527 (-) Land $80,400 Building $333,127
2025	$2,637.00	$413,527 Land $80,400 Building $333,127	$413,527 Land $80,400 Building $333,127
2023	$2,652.00	$421,127 Land $88,000 Building $333,127	$421,127 Land $88,000 Building $333,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1417 Spring Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1417 Spring Ridge Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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