1417 S 45th St, Temple, TX 76504 Property Records

Bell County property record for 1417 S 45th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,250 sqft · built 1954
Lot Size	0.192 acres (8,398 sqft)
Owner	Individual Name on Record
Tax Bill	$1,151 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0048480000`

Property Details

APN / Parcel Number

Primary APN	`0048480000`
Alternative APNs	`846496` `73038`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Exterior Material	Stone
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	72 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	846496
Street Address	1417 S 45TH ST
City	TEMPLE
State	TX
Zip	76504-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	FLORINE TERRACE, BLOCK 003, LOT 0005
Legal Subdivision	FLORINE TERRACE
Legal Block	3
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	21102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1417 S 45TH ST, TEMPLE, TX 76504-6503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · VA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jul 12, 2018	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2018
Deed Sale	Jul 12, 2018
Prior Sale	Jun 18, 2010
Deed Document Number	2018-00028909
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1417 S 45TH ST, TEMPLE, TX 76504-6503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058620
Date	Oct 27, 2020
Instrument	2020-00058620

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 12, 2018
Property Address	1417 S 45TH ST, TEMPLE, TX 76504-6503
Document Number	0000028909
Map Reference	CAB A SL121A
Instrument Date	Jul 10, 2018
Instrument	2018-00028909
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 S 45TH ST, TEMPLE, TX 76504-6503

Mortgage

Document Number	0000028910
Date	Jul 12, 2018
Instrument	2018-00028910

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,151.00 (-36.9%) Homeowner's exemption Senior Citizen's exemption	$166,604 Land $27,636 Building $138,968	$166,604 Land $27,636 Building $138,968
2022	$1,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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