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1417 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1417 Lucerne Loop Rd NE, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,597 sqft · built 2019
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (May 2026)
Tax Bill$4,242 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-02-522102-000400

Property Details

APN / Parcel Number

Primary APN26-28-02-522102-000400
Alternative APNs
  • 022826522102000400
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,597 sqft Living Area
Gross Area2,079 sqft
1st Floor Area1,597 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,000 sqft (0.161 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area482 sqft
PorchFinished/Open Porch
Porch Area48 sqft

Location & Zoning

Street Address1417 LUCERNE LOOP RD NE
CityWINTER HAVEN
StateFL
Zip33881-9302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUCERNE PARK PB 171 PGS 1-4 LOT 40
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLUCERNE PARK
Legal Block2
Legal Lot Number40
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2019
Census Tract12804

Owner

Source: Polk County records · APN 26-28-02-522102-000400

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1417 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Warranty Deed, Transfer · FHA Mortgage
BEAZER MORTGAGE CORPORATION
Sep 24, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
DHI MTG
Mar 19, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Deed Document Number2026112670
Deed Book / Page13993 / 2185
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 12, 2026
Property Address1417 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302
Document Number0000112670
Book / Page13993 / 2185
Instrument DateMay 04, 2026
Instrument2026.112670
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyINTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$190,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302

Mortgage

Document Number0000112671,
DateMay 12, 2026
Instrument2026..112671
Lender
NameBEAZER MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2051
Interest
Rate6.38%
Max Rate-1%

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 24, 2020
Property Address1417 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302
Document Number0113880646
Book / Page011388 / 000646
Instrument DateSep 18, 2020
Instrument200401
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 12, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 MEADOWBROOK BLVD WINTER HAVEN FL 33881, WINTER HAVEN, FL 33881

Mortgage

Document Number113880647
DateSep 24, 2020
Book Page011388/000647
Instrument200402
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMar 19, 2020
Property Address1417 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302
Document Number0111820739
Book / Page011182 / 000739
Instrument DateMar 17, 2020
Instrument63639
Transaction TypeTransfer
Record UpdatedMay 06, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$9,800.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,242.00 (-6.81%)$226,874 (-8.47%) Land $50,000 Building $176,874$226,874 (-8.47%) Land $50,000 Building $176,874
2024$4,552.00 (-2.76%)
2023$4,681.00 (+8.58%)$247,870 (+9.4%) Land $48,000 Building $199,870$247,870 (+9.4%) Land $48,000 Building $199,870
2022$4,311.00$226,578 Land $40,000 Building $186,578$226,578 Land $40,000 Building $186,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050128042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2004–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2023, rainfall accumulation
Claims By Storm
  • Hurricane Frances, Sep 2004 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 847 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 508 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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