Chesapeake City property record for 1417 Laurel Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,996 sqft · built 2009 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Oct 2022) |
| Tax Bill | $3,774 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2024 Second Mortgage + 4 more |
| APN | 0201001006860 |
| Primary APN | 0201001006860 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Upper Floors Area | 998 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Patio Area | 998 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1417 LAUREL AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 20 BLK 54 N HGLDS SUB 1 |
| Legal Subdivision | NORFOLK HIGHLANDS A & B & WHOLE MAP 20 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20003 |
1417 Laurel Ave is owned and occupied by an individual who bought it in October 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jan 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Oct 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Oct 27, 2022 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 8, 2020 | Intrafamily Transfer, Transfer |
| Jan 24, 2008 | Warranty Deed, Construction Loan · Construction Mortgage BANK OF THE COMMONWEALTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on File |
| Deed Sale | Oct 27, 2022 · Amount on File |
| Prior Sale | Feb 4, 2010 · Amount on File |
| Deed Document Number | 202232584 |
| Deed Book / Page | 10613 / 241 |
| Prior Transfer Date | Jun 4, 2020 |
| Prior Transfer Doc | 10161/669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 17, 2026 |
| Property Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Document Number | 0000024171 |
| Book / Page | 11023 / 1733 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202624171 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Document Number | 0000024171, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 11023/1733 |
| Instrument | 202624171 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Nov 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 10722/1466 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 10722/1466 |
| Instrument | 240001781 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 10799/1382 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 10799/1382 |
| Instrument | 240022798 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 27, 2022 |
| Property Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Document Number | 010613/241 |
| Book / Page | 10613 / 241 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 220032584 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Document Number | 0220032585 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 220032585 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 8, 2020 |
| Property Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Document Number | 10161/669 |
| Book / Page | 10161 / 669 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 200017898 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 24, 2008 |
| Property Address | 1417 LAUREL AVE, CHESAPEAKE, VA 23325-3921 |
| Document Number | 007345/150 |
| Book / Page | 7345 / 150 |
| Instrument Date | Jan 4, 2008 |
| Transaction Type | Construction Loan |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007345154 |
|---|---|
| Date | Jan 24, 2008 |
| Instrument | 7345/154 |
| Name | BANK OF THE COMMONWEALTH |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1417 Laurel Ave was $3,774, up 5.5% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,800 (+5.65%) Land $125,000 Building $269,800 | $394,800 (+5.65%) Land $125,000 Building $269,800 | |
| 2025 | $3,774.00 (+5.54%) | $373,700 Land $115,000 Building $258,700 | $373,700 Land $115,000 Building $258,700 |
| 2024 | $3,576.00 | ||
| 2023 | $331,100 Land $100,000 Building $231,100 | $331,100 Land $100,000 Building $231,100 | |
| 2019 | $2,515.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1417 Laurel Ave; there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1417 Laurel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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