1417 E Witherspoon Dr, Elizabeth, CO 80107 Property Records

Elbert County property record for 1417 E Witherspoon Dr, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,447 sqft · built 2020
Lot Size	0.142 acres (6,229 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,271 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Feb 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`75143-01-234`

Property Details

APN / Parcel Number

Primary APN	`75143-01-234`
Alternative APN	`R121495`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,447 sqft Living Area
Basement Area	1,945 sqft
Finished Basement	1,502 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Roof Material	Other
Lot Area	6,229 sqft (0.142 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R121495
Street Address	1417 E WITHERSPOON DR
City	ELIZABETH
State	CO
Zip	80107-8846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SECTION: 14 TOWNSHIP: 7 RANGE: 65SUBDIVISION: INDEPENDENCE F1 BLOCK: 13 LOT: 15
Legal Subdivision	INDEPENDENCE F1
Legal Block	13
Legal Lot Number	15
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2001
Census Tract	961206

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2021	Deed of Trust, Mortgage HOMEAMERICAN MTG
May 11, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022
Deed Sale	Feb 25, 2022
Deed Document Number	617276
Deed Book / Page	816 / 640
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	608086
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846

Mortgage

Document Number	0008390052
Date	Sep 20, 2023
Book Page	839/52
Instrument	629483

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jun 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846

Mortgage

Document Number	0008330266
Date	Feb 6, 2023
Book Page	833/266
Instrument	624993

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846

Mortgage

Document Number	0008310175
Date	Oct 4, 2022
Book Page	831/175
Instrument	622866

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846
Document Number	0008160641
Instrument Date	May 10, 2021
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 E WITHERSPOON DR ELIZABETH CO 801078846, ELIZABETH, CO 80107-8846

Mortgage

Document Number	0008160641
Date	May 11, 2021
Book Page	000816/000641
Instrument	608087

Lender

Name	HOMEAMERICAN MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2051

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	May 11, 2021
Property Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846
Document Number	0008160640
Book / Page	816 / 640
Map Reference	DOC 572446
Instrument Date	May 10, 2021
Instrument	608086
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, 4350, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1417 E WITHERSPOON DR, ELIZABETH, CO 80107-8846

Mortgage

Document Number	0000608087
Date	May 11, 2021
Instrument	608087

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,271.00 (+6.53%)	$41,280 (-8.85%) Land $7,190 Building $34,090	$660,500 (-2.31%) Land $115,000 Building $545,500
2023	$6,825.00 (+15.02%)	$45,290 (+22.08%) Land $8,360 Building $36,930	$676,100 (+26.66%) Land $124,844 Building $551,256
2022	$5,934.00	$37,100 Land $4,870 Building $32,230	$533,800 Land $70,000 Building $463,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 70% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WSD private · serves 567 people · EPA ID CO0120384
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maverix Broadband Fiber	10,000 / 10,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Aerux Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

1417 E Witherspoon Dr, Elizabeth, CO 80107 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Special Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Witherspoon Dr

Nearby Streets

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