1417 Clay St, Ashland, NE 68003 Property Records

Saunders County property record for 1417 Clay St, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1898
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Feb 2020)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3249-02-1-01015-016-4000`

Property Details

APN / Parcel Number

Primary APN	`3249-02-1-01015-016-4000`
Alternative APN	`004514000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	294 sqft
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1417 CLAY ST
City	ASHLAND
State	NE
Zip	68003-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 2-3 BLK 16 FLORA CITY ADDITION ASHLAND; MAP NUMBER: 3249-02-1-01015-016-4000
Legal Range	09
Legal Township	12
Legal Section	02
Legal Subdivision	ASHLAND-FLORA CITY ADD
Legal Block	16
Legal Lot Number	2-3
Jurisdiction	SAUNDERS NE
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2098
Census Tract	968500

Owner

1417 Clay St is owned and occupied by an individual who bought it in February 2020.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1417 CLAY ST, ASHLAND, NE 68003-1835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Dec 5, 2017	Warranty Deed, Transfer · FHA Mortgage METRO HEALTH SERVICES FCU
Mar 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	20202256
Deed Book / Page	530 / 568
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 21, 2020
Property Address	1417 CLAY ST, ASHLAND, NE 68003-1835
Document Number	0005300568
Book / Page	530 / 568
Instrument Date	Feb 4, 2020
Instrument	2020-02-256
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005300569
Date	Feb 21, 2020
Book Page	530/569
Instrument	2020-02-257

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 5, 2017
Property Address	1417 CLAY ST, ASHLAND, NE 68003-1835
Document Number	0004970927
Book / Page	497 / 927
Instrument Date	Nov 29, 2017
Instrument	2017-12-053
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	NEBRASKA LAND TITLE & ABSTRA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0004970928
Date	Dec 5, 2017
Book Page	497/928
Instrument	2017-12-054

Lender

Name	METRO HEALTH SERVICES FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Mar 17, 2017
Property Address	1417 CLAY ST, ASHLAND, NE 68003-1835
Document Number	0004870781
Book / Page	000487 / 000781
Instrument Date	Mar 17, 2017
Instrument	232
Transaction Type	Transfer
Record Updated	May 17, 2017

Transaction

Amount	Amount on Record
Tax	$85.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 1417 Clay St was $1,459.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ashland City
County	Saunders County
County Subdivision	Ashland Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00	$103,347 Land $21,320 Building $82,027	$103,347 Land $21,320 Building $82,027
2023	$1,679.00	$97,442 Land $21,320 Building $76,122	$97,442 Land $21,320 Building $76,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1417 Clay St in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	52 (1982–2019)
Claims Outside the SFHA	11 of 52
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 17 claims Ice Jams & Flooding, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1417 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHLAND serves 3,369 people · EPA ID NE3115506
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	2.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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