1417 103rd Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1417 103rd Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1913
Lot Size	0.207 acres (9,006 sqft)
Owner	Individual Name on Record
Last Sale	$194,669 (Aug 2026)
Tax Bill	$1,876 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1800-03990`

Property Details

APN / Parcel Number

Primary APN	`010-1800-03990`
Alternative APN	`3991`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
Gross Area	792 sqft
1st Floor Area	600 sqft
Basement Area	264 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Lot Area	9,006 sqft (0.207 acres)
Garage Area	780 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	92 sqft
Deck Area	240 sqft
Storage Building	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	3991
Street Address	1417 103RD AVE W
City	DULUTH
State	MN
Zip	55808-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22, 23 AND 24, BLOCK 18 SERIAL #
Legal Subdivision	GARY FIRST DIV DULUTH
Legal Block	18
Legal Lot Number	22-23
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1008
Census Tract	3800

Owner

Source: St. Louis County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 N 2ND AVE E, 1, DULUTH, MN 55805-2811
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Deed Document Number	20261105020
Record Updated	Oct 29, 2026

August 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2026
Property Address	1417 103RD AVE W, DULUTH, MN 55808-1628
Document Number	0001105020
Instrument Date	Aug 10, 2026
Instrument	20261105020
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,883.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001105021,
Date	Aug 20, 2026
Instrument	20261105021

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,876.00 (+15.66%)
2025	$1,622.00 (-6.78%) Homeowner's exemption	$162,400 (+10.7%) Land $18,600 Building $143,800	$162,400 (+10.7%) Land $18,600 Building $143,800
2024	$1,740.00	$146,700 (+7.24%) Land $18,300 Building $128,400	$146,700 (+7.24%) Land $18,300 Building $128,400
2022		$136,800 Land $22,500 Building $114,300	$136,800 Land $22,500 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20