14162 Co Rd 354, Winona, TX 75792 Property Records

Smith County property record for 14162 Co Rd 354, Winona, TX 75792

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,641 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$943 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R133434`

Property Details

APN / Parcel Number

Primary APN	`R133434`
Alternative APN	`1-00000-1127-00-003031`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,641 sqft Living Area
1st Floor Area	400 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R133434
Street Address	14162 COUNTY ROAD 354
City	WINONA
State	TX
Zip	75792-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A1127 H LAWRENCETRACT 3C.1
Legal Subdivision	A1127 H LAWRENCE
Legal Tract	3
Jurisdiction	SMITH TX
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2039
Census Tract	1502

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 246, WINONA, TX 75792-0246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	14162 COUNTY ROAD 354, WINONA, TX 75792
Document Number	0000015099
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14162 COUNTY ROAD 354 WINONA TX 75792, WINONA, TX 75792

Mortgage

Document Number	0000015099
Date	Apr 17, 2018
Instrument	15099

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Winona Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$943.00 (+2.95%) Homeowner's exemption Senior Citizen's exemption	$541,611 (+5.12%) Land $9,216 Building $532,395	$541,611 (+5.12%) Land $9,216 Building $532,395
2025	$916.00 (-9.66%) Homeowner's exemption Senior Citizen's exemption	$515,241 (+38.53%) Land $9,216 Building $506,025	$515,241 (+38.53%) Land $9,216 Building $506,025
2024	$1,014.00 (+3.05%)
2023	$984.00 (-61.34%) Homeowner's exemption	$371,933 Land $4,751 Building $367,182	$371,933 Land $4,751 Building $367,182
2022	$2,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAR MOUNTAIN WSC serves 2,175 people · EPA ID TX2120021
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20