1416 Wesson Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1416 Wesson Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,901 sqft · built 1958
Lot Size	0.499 acres (21,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jan 2018)
Tax Bill	$1,900 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23638`

Property Details

APN / Parcel Number

Primary APN	`23638`
Alternative APN	`1319040`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,901 sqft Finished Area
Basement Area	276 sqft
Unfinished Basement	276 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Lot Area	21,750 sqft (0.499 acres)
Lot Dimensions	150 ft deep x 145 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1319040
Street Address	1416 WESSON RD
City	SHELBY
State	NC
Zip	28152-6356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	#13-17 & PT 18 BLK C RIVERSIDE HEIGHTS PB7-65
Legal Subdivision	RIVERSIDE HEIGHTS
Legal Block	6
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1416 WESSON RD, SHELBY, NC 28152-6356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 22, 2018	Warranty Deed, Transfer
Jan 4, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Deed Document Number	20182017-008905
Deed Book / Page	1758 / 1716
Prior Transfer Date	Oct 6, 2008
Prior Transfer Doc	0015622018
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1416 WESSON RD, SHELBY, NC 28152-6356
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018140420
Date	Jun 2, 2020
Book Page	1814/420
Instrument	200039918

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1416 WESSON RD, SHELBY, NC 28152-6356
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018632472
Date	Jan 28, 2022
Book Page	1863/2472
Instrument	200067712

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1416 WESSON RD, SHELBY, NC 28152-6356
Document Number	0018172301
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1416 WESSON RD SHELBY NC 281526356, SHELBY, NC 28152-6356

Mortgage

Document Number	0018172301
Date	Jul 27, 2020
Book Page	001817/002301
Instrument	42000

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 26, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 22, 2018
Property Address	1416 WESSON RD, SHELBY, NC 28152-6356
Document Number	0017591120
Book / Page	1759 / 1120
Instrument Date	Jan 19, 2018
Instrument	2017-009348
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 WESSON RD, SHELBY, NC 28152-6356

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 4, 2018
Property Address	1416 WESSON RD, SHELBY, NC 28152-6356
Document Number	0017681716
Book / Page	001768 / 001716
Instrument Date	Jan 4, 2018
Instrument	8905
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1416 WESSON RD SHELBY NC 281526356, SHELBY, NC 28152-6356

Mortgage

Document Number	17681719
Date	Jan 4, 2018
Book Page	001768/001719
Instrument	5906

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,900.00 (+2.21%)	$186,857 (-) Land $24,650 Building $162,207	$186,857 (-) Land $24,650 Building $162,207
2025	$1,859.00	$186,857 (+50.44%) Land $24,650 Building $162,207	$186,857 (+50.44%) Land $24,650 Building $162,207
2023		$124,210 Land $18,487 Building $105,723	$124,210 Land $18,487 Building $105,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2003)
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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