1416 Valleda Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1416 Valleda Ln, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1975
Square Footage2,358 sqft Living Area
Lot Size7,500 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$270,000 (1996)
Tax Bill$5,358.00 (2025)

Property Details

APN / Parcel Number

Primary APN257-251-10-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,358 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area7,500 sqft (0.172 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1416 VALLEDA LN
CityENCINITAS
StateCA
Zip92024-2410
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 22 TR 007855
Legal SubdivisionVILLAGE PARK NORTH COUNTRY
Legal Tract007855
Legal Block1
Legal Lot Number22
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1001
Census Tract17108

Owner

Source: San Diego County records · APN 257-251-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1416 VALLEDA LN, ENCINITAS, CA 92024-2410
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jun 01, 2017Deed of Trust, Mortgage · Line of Credit
BANNER BANK
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 03, 2019Loan Modification, Mortgage · Conventional Mortgage
BANNER BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 1996 · Amount on Record
Deed SaleAug 08, 1996 · Amount on Record
Prior SaleNov 10, 1992 · Amount on Record
Deed Doc Number1996400985
Last Transfer DateMar 13, 2025
Transfer Doc0000072526
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 02, 2026
Property Address1416 VALLEDA LN, ENCINITAS, CA 92024-2410
Document Number0000157331
Instrument DateMay 22, 2026
Instrument2026157331
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPOST SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address1416 VALLEDA LN, ENCINITAS, CA 92024-2410

Mortgage

Document Number0000157331,
DateJun 02, 2026
Instrument2026157331
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 01, 2066
Interest
Rate6.23%
Max Rate-1%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1416 VALLEDA LN, ENCINITAS, CA 92024-2410
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000247393
DateJun 01, 2017
Instrument2017-0247393
Lender
NameBANNER BANK
TypeBank
AddressCARLSBAD, CA 92008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1416 VALLEDA LN, ENCINITAS, CA 92024-2410
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCORINTHIAN TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1416 VALLEDA LN, ENCINITAS, CA 92024-2410

Mortgage

Document Number0000567574
DateSep 24, 2020
Instrument2020-0567574
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2040

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1416 VALLEDA LN, ENCINITAS, CA 92024-2410
Document Number0000205465
Instrument DateMay 03, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1416 VALLEDA LN ENCINITAS CA 920242410, ENCINITAS, CA 92024-2410

Mortgage

Document Number0000205465
DateMay 30, 2019
Instrument205465
Lender
NameBANNER BK
TypeBank
AddressCARLSBAD, CA 92008-8827
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$448,511 (+2%) Land $257,770 Building $190,741
2025$5,358.00 (+8%)$439,717 (+4.04%) Land $252,716 Building $187,001
2023$4,961.00 (+2.75%) Homeowner's exemption$422,644 Land $242,903 Building $179,741
2022$4,828.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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