1416 Starlight Dr, Temple, TX 76502 Property Records

Bell County property record for 1416 Starlight Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,034 sqft · built 2013
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on Record
Tax Bill	$3,730 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0960000813`

Property Details

APN / Parcel Number

Primary APN	`0960000813`
Alternative APNs	`408986` `770676`

Interior

Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft

Exterior

Year Built	Built 2013
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	115 ft deep x 64 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	78 sqft

Location & Zoning

Account Number	770676
Street Address	1416 STARLIGHT DR
City	TEMPLE
State	TX
Zip	76502-5364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDMILL FARMS PHASE III, BLOCK 011, LOT 0011
Legal Subdivision	WINDMILL FARMS PHASE III
Legal Block	11
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3001
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1416 STARLIGHT DR, TEMPLE, TX 76502-5364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2013
Deed Sale	Sep 26, 2013
Prior Sale	Sep 26, 2013
Deed Document Number	2013-00042360
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1416 STARLIGHT DR, TEMPLE, TX 76502-5364
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 STARLIGHT DR, TEMPLE, TX 76502-5364
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053333
Date	Oct 29, 2025
Instrument	2025053333

Lender

Name	CADENCE BANK NA
Type	Bank
Address	COPPERAS COVE, TX 76522

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1416 STARLIGHT DR, TEMPLE, TX 76502-5364
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 STARLIGHT DR, TEMPLE, TX 76502-5364
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044411
Date	Sep 10, 2025
Instrument	2025044411

Lender

Name	CADENCE BANK NA
Type	Bank
Address	COPPERAS COVE, TX 76522

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1416 STARLIGHT DR, TEMPLE, TX 76502-5364
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055457
Date	Oct 13, 2020
Instrument	2020-00055457

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,730.00 (-15.38%) Homeowner's exemption	$313,176 Land $32,000 Building $281,176	$313,176 Land $32,000 Building $281,176
2022	$4,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP.

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