1416 Southpointe Dr, Morganton, NC 28655 Property Records

Burke County property record for 1416 Southpointe Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,758 sqft · built 2019
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jun 2022)
Tax Bill	$7,777 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1754968782`

Property Details

APN / Parcel Number

Primary APN	`1754968782`
Alternative APN	`51010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	5,758 sqft Living Area
1st Floor Area	2,435 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Flooring	Wood

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	170 sqft
Patio Area	463 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1416 SOUTHPOINTE DR
City	MORGANTON
State	NC
Zip	28655-9827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1416 SOUTHPOINTE DR MORGANTON, NC 28655
Legal Subdivision	SOUTHPOINTE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2008
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1416 SOUTHPOINTE DR, MORGANTON, NC 28655-9827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Mar 19, 2018	Warranty Deed, Transfer · Commercial Mortgage AMERICAN LAND & CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202221022784
Deed Book / Page	2631 / 348
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1416 SOUTHPOINTE DR, MORGANTON, NC 28655-9827
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026630118
Date	Dec 28, 2022
Book Page	2663/118
Instrument	2021029192

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 30, 2020
Property Address	1416 SOUTHPOINTE DR, MORGANTON, NC 28655-9827
Document Number	0025040189
Book / Page	2504 / 189
Map Reference	MB 12 PG 117
Instrument Date	Nov 20, 2020
Instrument	2017047555
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1224 E HUDSON BLVD, 1224, GASTONIA, NC 28054-6106

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1416 SOUTHPOINTE DR, MORGANTON, NC 28655-9827

Mortgage

Document Number	2017047556
Date	Nov 30, 2020
Instrument	2017047556

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 19, 2018
Property Address	1416 SOUTHPOINTE DR, MORGANTON, NC 28655-9827
Document Number	0023380519
Book / Page	2338 / 0519
Map Reference	MB12 PG117
Instrument Date	Mar 15, 2018
Instrument	2017014038
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10033 NW 17TH ST, 10033, CORAL SPRINGS, FL 33071-5806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 WINFIELD DR, MONROE, NC 28110-8558

Mortgage

Document Number	2017014039
Date	Mar 19, 2018
Instrument	2017014039

Lender

Name	AMERICAN LAND & CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,777.00 (+0.06%)	$1,209,563 (-) Land $76,200 Building $1,133,363	$1,209,563 (-) Land $76,200 Building $1,133,363
2025	$7,772.00 (-0.73%)	$1,209,563 (-) Land $76,200 Building $1,133,363	$1,209,563 (-) Land $76,200 Building $1,133,363
2023	$7,829.00	$1,209,563 Land $76,200 Building $1,133,363	$1,209,563 Land $76,200 Building $1,133,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

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