1416 Scott St, Ottawa, IL 61350 Property Records

LaSalle County property record for 1416 Scott St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1947
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$184,500 (May 2021)
Tax Bill	$5,367 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-311-003`

Property Details

APN / Parcel Number

Primary APN	`21-01-311-003`
Alternative APN	`18-01-377-002`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	1416 SCOTT ST
City	OTTAWA
State	IL
Zip	61350-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN'S ADD, LTS 15 & 16 BLK 4 SEC 1-33-3
Legal Range	03
Legal Township	33
Legal Section	01
Legal Subdivision	ALLENS ADD
Legal Block	4
Legal Lot Number	15-16
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3065
Census Tract	962600

Owner

1416 Scott St is owned and occupied by an individual who bought it in May 2021.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1416 SCOTT ST, OTTAWA, IL 61350-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit HUD
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit HUD
May 12, 2021	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Jun 23, 2006 · Amount on File
Deed Document Number	20217280
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1416 SCOTT ST, OTTAWA, IL 61350-2418
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202403241
Date	Apr 4, 2024
Instrument	2024-03241

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	456 Months
Due	Oct 1, 2062

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1416 SCOTT ST, OTTAWA, IL 61350-2418
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202214116
Date	Nov 3, 2022
Instrument	2022-14116

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2062

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 12, 2021
Property Address	1416 SCOTT ST, OTTAWA, IL 61350-2418
Document Number	0202107280
Instrument Date	May 11, 2021
Instrument	2021-07280
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 N CENTER ST, BRAIDWOOD, IL 60408-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 SCOTT ST, OTTAWA, IL 61350-2418

Mortgage

Document Number	0202107281
Date	May 12, 2021
Instrument	2021-07281

Lender

Name	INLANTA MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	4.13%

Tax Assessment & Valuation

The 2025 property tax bill for 1416 Scott St was $5,367, up 8.8% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,367.00 (+8.75%)	$59,505 Land $11,144 Building $48,361	$178,515 Land $33,432 Building $145,083
2024	$4,935.00
2023		$48,258 (+10.18%) Land $9,038 Building $39,220	$144,774 (+10.18%) Land $27,114 Building $117,660
2022		$43,799 Land $10,812 Building $32,987	$131,397 Land $32,436 Building $98,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1416 Scott St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1416 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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