1416 Peninsula Pointe, Summerville, SC 29485 Property Records

Dorchester County property record for 1416 Peninsula Pointe, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,718 sqft · built 2001
Lot Size	0.309 acres (13,500 sqft)
Owner	2 Owner Names on Record
Last Sale	$299,500 (Jul 2009)
Tax Bill	$21 (2022)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160-14-04-012`

Property Details

APN / Parcel Number

Primary APN	`160-14-04-012`
Alternative APN	`R0045931`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,718 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.309 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0045931
Old Parcel Number	1601404012
Street Address	1416 PENINSULA POINTE
City	SUMMERVILLE
State	SC
Zip	29485-6248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT E54 SUBD: LEGEND OAKS PLANTATION PH 3 SEC 3
Legal Subdivision	LEGEND OAKS PLANTATION
Legal Phase	3
Legal Lot Number	E54
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	4
Census Block	4015
Census Tract	10801

Owner

Source: Dorchester County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1416 PENINSULA POINTE, SUMMERVILLE, SC 29485-6248
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2009 · Amount on Record
Deed Sale	Jul 24, 2009 · Amount on Record
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Document Number	0007166178
Deed Book / Page	7166 / 178
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1416 PENINSULA POINTE, SUMMERVILLE, SC 29485-6248
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 PENINSULA POINTE, SUMMERVILLE, SC 29485-6248

Mortgage

Document Number	0151370113
Date	Feb 15, 2024
Book Page	15137/113
Instrument	2024002801

Lender

Name	COGENT BANK
Type	Bank
Address	SUMMERVILLE, SC 29483

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1416 PENINSULA POINTE, SUMMERVILLE, SC 29485-6248
Document Number	2689/0085
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 PENINSULA POINTE SUMMERVILLE SC 294856248, SUMMERVILLE, SC 29485-6248

Mortgage

Document Number	2689/0085
Date	Aug 14, 2020
Book Page	012689/000085
Instrument	20575

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 13, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,793 (+56.28%) Land $4,000 Building $17,793	$544,813 (+56.28%) Land $100,000 Building $444,813
2023		$13,945 Land $3,000 Building $10,945	$348,622 Land $75,000 Building $273,622
2022	$21.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	4 (2022–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DCWA KNIGHTSVILLE serves 40,141 people · EPA ID SC1820001
Water Source	Purchased surface water from SUMMERVILLE CPW
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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