1416 Main Divide Dr, Wake Forest, NC 27587 Property Records

Wake County property record for 1416 Main Divide Dr, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,300 sqft · built 2011
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2018)
Tax Bill	$5,970 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1850.03-34-6286-000`

Property Details

APN / Parcel Number

Primary APN	`1850.03-34-6286-000`
Alternative APNs	`1850.03-34-6286 0363241` `1850346286` `0363241`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,300 sqft Living Area
Basement Area	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Area	360 sqft
Porch	Slab
Porch Area	87 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0363241
Street Address	1416 MAIN DIVIDE DR
City	WAKE FOREST
State	NC
Zip	27587-8295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO73 BOWLING GREEN PH2B BM2007-01665
Legal Subdivision	BOWLING GREEN PH2B
Legal Phase	2B
Legal Lot Number	73
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	2
Census Block	2009
Census Tract	54221

Owner

Source: Wake County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1416 MAIN DIVIDE DR, WAKE FOREST, NC 27587-8295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUTHERAN FCU
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 30, 2018	Warranty Deed, Transfer · Conventional with PMI LUTHERAN FCU
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Aug 16, 2011 · Amount on Record
Deed Book / Page	17140 / 1852
Prior Transfer Date	Sep 6, 2016
Prior Transfer Doc	165811973
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1416 MAIN DIVIDE DR, WAKE FOREST, NC 27587-8295
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020123/49
Date	Jan 20, 2026
Book Page	20123/49

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1416 MAIN DIVIDE DR, WAKE FOREST, NC 27587-8295
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018155/497
Date	Oct 28, 2020
Book Page	18155/497

Lender

Name	LUTHERAN FCU
Type	Credit Union
Address	SAINT LOUIS, MO 63127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1416 MAIN DIVIDE DR, WAKE FOREST, NC 27587-8295
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 MAIN DIVIDE DR, WAKE FOREST, NC 27587-8295

Mortgage

Document Number	018997/496
Date	Apr 20, 2022
Book Page	18997/496

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 30, 2018
Property Address	1416 MAIN DIVIDE DR, WAKE FOREST, NC 27587-8295
Document Number	171401852
Book / Page	017140 / 001852
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1416 MAIN DIVIDE DR WAKE FOREST NC 275878295, WAKE FOREST, NC 27587-8295

Mortgage

Document Number	171401854
Date	May 30, 2018
Book Page	017140/001854

Lender

Name	LUTHERAN FCU
Address	73 MOUNTAINVIEW BLVD, BASKING RIDGE, NJ 07920-3849

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1416 MAIN DIVIDE DR, WAKE FOREST, NC 27587-8295
Document Number	168370289
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 MAIN DIVIDE DR WAKE FOREST NC 275878295, WAKE FOREST, NC 27587-8295

Mortgage

Document Number	168370289
Date	Jul 6, 2017
Book Page	016837/000289

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	RALEIGH, NC 27611-8066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,970.00 (+28.77%)	$622,095 (+56.58%) Land $100,000 Building $522,095	$622,095 (-) Land $100,000 Building $522,095
2024			$622,095 (+56.58%) Land $100,000 Building $522,095
2023	$4,636.00	$397,311 Land $60,000 Building $337,311	$397,311 Land $60,000 Building $337,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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