1416 Lawrence Dr, Waco, TX 76710 Property Records

McLennan County property record for 1416 Lawrence Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,178 sqft · built 1954
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$218,175 (Jan 2025)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Jan 2025 Second Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-043701-001900-9`

Property Details

APN / Parcel Number

Primary APN	`48-043701-001900-9`
Alternative APNs	`4804370100190090111` `196079`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
Gross Area	1,468 sqft
1st Floor Area	1,178 sqft
Flooring	Carpet

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1978
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1416 LAWRENCE DR
City	WACO
State	TX
Zip	76710-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WEST CRESTVIEW LOT 2 BLOCK B ACRES .2204
Legal Subdivision	WEST CRESTVIEW
Legal Block	B
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2001
Census Tract	2498

Owner

1416 Lawrence Dr is owned and occupied by an individual who bought it in January 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1416 LAWRENCE DR, WACO, TX 76710-4846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Jan 31, 2025	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 3, 2018	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Dec 8, 2017	Vendor's Lien, Transfer INDEPENDENT BANK
Nov 7, 2017	Warranty Deed, Transfer · Construction Mortgage J & L CAP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	20252893
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0000045123
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1416 LAWRENCE DR, WACO, TX 76710-4846
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002895
Date	Jan 31, 2025
Instrument	2025002895

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 31, 2025
Property Address	1416 LAWRENCE DR, WACO, TX 76710-4846
Document Number	0000002893
Map Reference	VOL 733 PG 592
Instrument Date	Jan 31, 2025
Instrument	2025002893
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 LAWRENCE DR, WACO, TX 76710-4846

Mortgage

Document Number	0000002894
Date	Jan 31, 2025
Instrument	2025002894

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 3, 2018
Property Address	1416 LAWRENCE DR, WACO, TX 76710-4846
Document Number	0000027485
Map Reference	VOL733 PG592
Instrument Date	Aug 2, 2018
Instrument	2018027485
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 LAWRENCE DR, WACO, TX 76710-4846
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027486
Date	Aug 3, 2018
Instrument	2018027486

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 8, 2017
Property Address	1416 LAWRENCE DR, WACO, TX 76710-4846
Document Number	0000040239
Map Reference	VOL733 PG582
Instrument Date	Dec 6, 2017
Instrument	2017040239
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 MECCA RD, WACO, TX 76710-7233

Mortgage

Document Number	0000040240
Date	Dec 8, 2017
Instrument	2017040240

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 7, 2017
Property Address	1416 LAWRENCE DR, WACO, TX 76710-4846
Document Number	0000037045
Instrument Date	Nov 2, 2017
Instrument	37045
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4620 ROBINWOOD DR WACO TX 767081237, WACO, TX 76708-1237

Mortgage

Document Number	37046
Date	Nov 7, 2017
Instrument	37046

Lender

Name	J & L CAP LLC
Address	COLLEGE STATION, TX 77845

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1416 Lawrence Dr was $4,567, up 116.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,011 (-5.48%) Land $26,496 Building $165,515	$192,011 (-5.48%) Land $26,496 Building $165,515
2025	$4,567.00 (+116.34%)	$203,150 Land $24,100 Building $179,050	$203,150 Land $24,100 Building $179,050
2024	$2,111.00
2023		$154,000 Land $20,930 Building $133,070	$154,000 Land $20,930 Building $133,070
2022	$2,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1416 Lawrence Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1416 Lawrence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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