1416 Independence Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 1416 Independence Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,032 sqft · built 2016
Lot Size	0.188 acres (8,203 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Oct 2021)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-19-27-0020-000-00900`

Property Details

APN / Parcel Number

Primary APN	`32-19-27-0020-000-00900`
Alternative APNs	`271932002000000900` `3861455`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,772 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,203 sqft (0.188 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3861455
Street Address	1416 INDEPENDENCE LN
City	MOUNT DORA
State	FL
Zip	32757-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LIBERTY OAKS PB 61 PG 16-17 LOT 9 ORB 5821 PG 1015
Legal Range	27E
Legal Township	19S
Legal Section	32
Legal Subdivision	LIBERTY OAKS
Legal Tract	A-D
Legal Lot Number	9
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3018
Census Tract	30914

Owner

1416 Independence Ln is owned and occupied by an individual who bought it in October 2021.

Source: Lake County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1416 INDEPENDENCE LN, MOUNT DORA, FL 32757-6102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2018	Loan Modification, Mortgage · FHA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Oct 26, 2016 · Amount on File
Deed Document Number	2021147234
Deed Book / Page	5821 / 1015
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jun 30, 2026
Property Address	1416 INDEPENDENCE LN, MOUNT DORA, FL 32757-6102
Document Number	0000080047
Book / Page	6767 / 561
Instrument Date	Jun 17, 2026
Instrument	202680047
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 INDEPENDENCE LN, MOUNT DORA, FL 32757-6102

Mortgage

Document Number	0000080047,
Date	Jun 30, 2026
Book Page	6767/561
Instrument	202680047

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 25, 2021
Property Address	1416 INDEPENDENCE LN, MOUNT DORA, FL 32757-6102
Document Number	0058211015
Book / Page	5821 / 1015
Map Reference	MB 61 PG 16&17
Instrument Date	Sep 10, 2021
Instrument	2021147234
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10731 CLAIRE DR, LEESBURG, FL 34788-4606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 INDEPENDENCE LN, MOUNT DORA, FL 32757-6102

Mortgage

Document Number	0058211017
Date	Oct 25, 2021
Instrument	5821/1017

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1416 INDEPENDENCE LN, MOUNT DORA, FL 32757-6102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055270571
Date	Aug 19, 2020
Book Page	5527/571
Instrument	2020090864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	1416 INDEPENDENCE LN, MOUNT DORA, FL 32757-6102
Document Number	0051370463
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1416 INDEPENDENCE LN MOUNT DORA FL 327576102, MOUNT DORA, FL 32757-6102

Mortgage

Document Number	0051370463
Date	Jul 10, 2018
Book Page	005137/000463
Instrument	79495

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1416 Independence Ln was $5,173 with a homeowner's exemption, up 0.4% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,218 (-) Land $87,500 Building $217,718	$305,218 (-) Land $87,500 Building $217,718
2025	$5,173.00 (+0.37%) Homeowner's exemption	$305,218 Land $87,500 Building $217,718	$305,218 Land $87,500 Building $217,718
2024	$5,154.00 (+5.16%)
2023	$4,901.00 (-1.8%) Homeowner's exemption	$296,828 (+16.71%)	$296,828 (+16.71%) Land $87,500 Building $209,328
2022	$4,991.00	$254,328	$254,328 Land $45,000 Building $209,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1416 Independence Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1416 Independence Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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