1416 E Chicago Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 1416 E Chicago Rd, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,662 sqft · built 1958
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Aug 2020)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-777-091-00`

Property Details

APN / Parcel Number

Primary APN	`052-777-091-00`

Interior

Full Baths	1 Bath
Building Area	1,662 sqft Building Perimeter
1st Floor Area	1,662 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	166 ft deep x 120 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1416 E CHICAGO RD
City	STURGIS
State	MI
Zip	49091-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT W 1/4 COR SEC 6 T8S R9W TH E 1461.21 FT TH S 523.64 FT TH N 81 DEG 20' E 370.43 FT TO POB TH N 81 DEG 20' E 120 FT TH
Legal Range	09W
Legal Township	08S
Legal Section	06
Legal Subdivision	GEPHARTS
Legal Lot Number	7-8
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2011
Census Tract	40800

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1416 E CHICAGO RD, STURGIS, MI 49091-1975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Aug 3, 2012 · Amount on Record
Deed Document Number	20204909
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1416 E CHICAGO RD, STURGIS, MI 49091-1975
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1983/0977
Date	Nov 14, 2019
Book Page	1983/0977

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 25, 2020
Property Address	1416 E CHICAGO RD, STURGIS, MI 49091-1975
Document Number	2020004909
Instrument Date	Aug 19, 2020
Instrument	2020004909
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20070 WILSON BLVD, THREE RIVERS, MI 49093-9044

Mortgage

Date	Aug 25, 2020

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,500 Land $5,800 Building $66,700	$145,000 Land $11,600 Building $133,400
2025	$2,646.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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