Schenectady County and Rotterdam Town property record for 1416 Curry Rd, Schenectady, NY 12306
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,304 sqft · built 2016 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Company Name on File |
| Last Sale | $449,999 (Nov 2015) |
| Tax Bill | $19,362 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.8-11-35 |
| Primary APN | 422800 58.8-11-35 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,304 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Dimensions | 160 ft deep x 248 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1416 CURRY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4227 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | B-1 |
| Legal Block | 11 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 33004 |
1416 Curry Rd, a commercial property, is owned by a company that bought it in November 2015.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 DUNSBACH RD, HALFMOON, NY 12065-7927 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage SEFCU |
| May 4, 2017 | Grant Deed, Construction Loan · Line of Credit SEFCU |
| May 4, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2015 · Amount on File |
| Deed Sale | Nov 13, 2015 · Amount on File |
| Deed Book / Page | 1925 / 787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1416 CURRY RD, SCHENECTADY, NY 12306-4227 |
| Document Number | 0000044875 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | AAA TITLE COMPANY INC, AAA TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2 DUNSBACH RD HALFMOON NY 120657927, HALFMOON, NY 12065-7927 |
| Document Number | 0000044875 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 004791/000536 |
| Instrument | 44875 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | SCHENECTADY, NY 12305 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 4, 2017 |
| Property Address | 1416 CURRY RD, SCHENECTADY, NY 12306-4227 |
| Book / Page | 000082 / 000352 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 19897 |
| Transaction Type | Construction Loan |
| Record Updated | May 26, 2017 |
| Title Company | SNEERINGER MONAHAN PROVOST RED |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 8 PADDOCKS CIR SARATOGA SPRINGS NY 128669511, SARATOGA SPRINGS, NY 12866-9511 |
| Document Number | 0000019897 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 000082/000352 |
| Instrument | 19897 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | 469 STATE ST, SCHENECTADY, NY 12305-2307 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 4, 2017 |
| Property Address | 1416 CURRY RD, SCHENECTADY, NY 12306-4227 |
| Book / Page | 004758 / 000498 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 19900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | SNEERINGER MONAHAN PROVOST RED |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 8 PADDOCKS CIR SARATOGA SPRINGS NY 128669511, SARATOGA SPRINGS, NY 12866-9511 |
| Document Number | 0000019900 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 004758/000498 |
| Instrument | 19900 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | 469 STATE ST SEFCU SQ, SCHENECTADY, NY 12305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1416 Curry Rd was $19,362, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,362.00 (+1.92%) | ||
| 2025 | $18,997.00 | $518,400 Land $127,300 Building $391,100 | $797,500 Land $195,837 Building $601,663 |
| 2023 | $518,400 (-) Land $127,300 Building $391,100 | $682,100 (+9.21%) Land $167,499 Building $514,601 | |
| 2022 | $518,400 Land $127,300 Building $391,100 | $624,600 Land $153,379 Building $471,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1416 Curry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1416 Curry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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