1416 Cottage St, Alameda, CA 94501 Property Records

Alameda County property record for 1416 Cottage St, Alameda, CA 94501

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 872 sqft · built 1913
Lot Size0.049 acres (2,150 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Nov 2023)
Tax Bill$12,140 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN72-332-15

Property Details

APN / Parcel Number

Primary APN72-332-15
Alternative APN
  • 072-0332-015-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area872 sqft Living Area

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1935
Architectural StyleL-Shape
Construction TypeWood
Lot Area2,150 sqft (0.049 acres)

Location & Zoning

Street Address1416 COTTAGE ST
CityALAMEDA
StateCA
Zip94501-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00015 BLK: AR: 0072 PAGE: 0332
Legal SubdivisionENCINAL HOME
Legal Lot Number45-47
JurisdictionALAMEDA CA
Township / Civil DivisionALAMEDA
Census Block Group5
Census Block5006
Census Tract427900

Owner

1416 Cottage St is owned and occupied by two individuals who acquired it in March 2025.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address1416 COTTAGE ST, ALAMEDA, CA 94501-2428
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2023 · Amount on File
Deed SaleNov 9, 2023 · Amount on File
Prior SaleMar 9, 1995 · Amount on File
Deed Document Number2023133031
Last Transfer DateMar 12, 2025
Transfer Doc0000037645
Record UpdatedOct 29, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateNov 9, 2023
Property Address1416 COTTAGE ST, ALAMEDA, CA 94501-2428
Document Number0000133031
Map ReferenceMB 2 PG 49
Instrument DateNov 3, 2023
Instrument2023133031
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1416 COTTAGE ST, ALAMEDA, CA 94501-2428

Mortgage

Document Number0000133032
DateNov 9, 2023
Instrument2023133032
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1416 Cottage St was $12,140 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityAlameda City
Unified School DistrictAlameda City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$809,000 (-6.69%) Land $244,800 Building $571,200
2025$12,140.00 Homeowner's exemption$867,000 Land $260,100 Building $606,900
2023$3,545.00 Homeowner's exemption$210,194 Land $63,123 Building $147,071$739,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1416 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1416 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Cottage St

Nearby Streets

Search Property Records by Address or Parcel Number