1416 Circle Ln, Delano, MN 55328 Property Records

Wright County property record for 1416 Circle Ln, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1987
Lot Size	0.435 acres (18,981 sqft)
Owner	Trust Name on File
Last Sale	$135,000 (May 1999)
Tax Bill	$3,520 (2026)
Deeds & Mortgages	May 2023 Line of Credit Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-039-005120`

Property Details

APN / Parcel Number

Primary APN	`107-039-005120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,032 sqft
Finished Basement	1,032 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Dome
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,981 sqft (0.435 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1416 CIRCLE LN
City	DELANO
State	MN
Zip	55328-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-118 RANGE-025 COUNTY LINE ADDN LOT-012 BLOCK-005
Legal Range	025
Legal Township	118
Legal Section	12
Legal Subdivision	COUNTY LINE ADDN
Legal Block	5
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	2
Census Block	2012
Census Tract	101002

Owner

1416 Circle Ln is owner-occupied and held in a trust since December 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1416 CIRCLE LN, DELANO, MN 55328-8704
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK MINNESOTA
Dec 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 20, 2017	Loan Modification, Mortgage LIBERTY BK MN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 1999 · Amount on File
Deed Sale	May 3, 1999 · Amount on File
Deed Document Number	199964084
Last Transfer Date	Dec 7, 2020
Transfer Doc	0001452518
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1416 CIRCLE LN, DELANO, MN 55328-8704
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1530445
Date	May 11, 2023
Instrument	A1530445

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank
Address	MONTICELLO, MN 55362

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 18, 2020
Property Address	1416 CIRCLE LN, DELANO, MN 55328-8704
Document Number	0001452518
Instrument Date	Dec 7, 2020
Instrument	1452518
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1416 CIRCLE LN DELANO MN 553288704, DELANO, MN 55328-8704

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	1416 CIRCLE LN, DELANO, MN 55328-8704
Document Number	0001341264
Instrument Date	Feb 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001341264
Date	Apr 18, 2017
Instrument	1341264

Lender

Name	LIBERTY BK MN
Address	SAINT CLOUD, MN 56301

Agreement

Term	60 Months
Due	Apr 17, 2022

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

The 2026 property tax bill for 1416 Circle Ln was $3,520.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00	$326,400 (+3.65%) Land $80,000 Building $246,400	$326,400 (+3.65%) Land $80,000 Building $246,400
2025		$314,900 Land $80,000 Building $234,900	$314,900 Land $80,000 Building $234,900
2023	$5,178.00 (+63.24%)	$313,400 Land $83,000 Building $230,400	$313,400 Land $83,000 Building $230,400
2022	$3,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1416 Circle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1416 Circle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Midco, Verizon.

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