1416 Carol Ln, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1416 Carol Ln, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1993
Lot Size	0.194 acres (8,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,000 (Sep 2026)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3180-0003-0090-63`

Property Details

APN / Parcel Number

Primary APN	`3180-0003-0090-63`
Alternative APNs	`R000052014` `259463`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,224 sqft
2nd Floor Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,436 sqft (0.194 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	259463
Street Address	1416 CAROL LN
City	TOOL
State	TX
Zip	75143-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 AB 488 T S MITCHELL SUR, ISLE OF VIEW #1, BLK 3 LT 9
Legal Subdivision	ISLE OF VIEW #1
Legal Block	3
Legal Lot Number	9
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2030
Census Tract	950801

Owner

Source: Henderson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1416 CAROL LN, TOOL, TX 75143-1508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Special Warranty Deed, Transfer · Line of Credit NEXBANK
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Apr 29, 2022	Warranty Deed, Transfer CEDAR CRK TITLE COMPANY, CEDAR CREEK TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Mar 28, 2014 · Amount on Record
Deed Document Number	202613859
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Sep 18, 2026
Property Address	1416 CAROL LN, TOOL, TX 75143-1508
Document Number	0000013859
Instrument Date	Sep 14, 2026
Instrument	202613859
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ACRISURE NATIONAL LENDER SERVI

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 CAROL LN, TOOL, TX 75143-1508

Mortgage

Document Number	0000013860,
Date	Sep 18, 2026
Instrument	202613860

Lender

Name	NEXBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1416 CAROL LN, TOOL, TX 75143-1508
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008123
Date	Apr 29, 2022
Instrument	2022-00008123

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Apr 29, 2022
Property Address	1416 CAROL LN, TOOL, TX 75143-1508
Document Number	202200008101
Map Reference	VOL 3 PG 65
Instrument Date	Apr 27, 2022
Instrument	2022-00008101
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CEDAR CRK TITLE COMPANY, CEDAR CREEK TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 ISLE OF VIEW DR, 65, TOOL, TX 75143-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6944 STEFANI DR, DALLAS, TX 75225-1700

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 (+17.58%)	$300,090 (+21%)	$415,720 (+6.86%) Land $1,000 Building $414,720
2023	$3,516.00 (-8.46%) Homeowner's exemption	$248,008 Land $1,000 Building $388,050	$389,050 Land $1,000 Building $388,050
2022	$3,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Conquest Wireless.

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