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1416 5th St, Key West, FL 33040 Property Records

Monroe County property record for 1416 5th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,288 sqft · built 1959
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Aug 2015)
Tax Bill$4,825 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00046720-000000

Property Details

APN / Parcel Number

Primary APN00046720-000000
Alternative APNs
  • 01010100046720000000
  • 1047325

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
FlooringVinyl/Resilient
Interior WallsWood

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2016
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area692 sqft
Patio Area692 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1047325
Street Address1416 5TH ST
CityKEY WEST
StateFL
Zip33040-3862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW KW REALTY COS FIRST SUB PB1-43 LOT 7 SQR 14 TR 21 E3-577 G60-467-468 OR365-632 OR2614-733 OR2728-702 OR2757-1168 OR3145-0952
Legal Range25E
Legal Township68S
Legal Section04
Legal SubdivisionKEY WEST REALTY COS FIRST SUB
Legal Tract21
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4015
Census Tract972200

Owner

1416 5th St is owned and occupied by two individuals who acquired it in October 2015.

Source: Monroe County records, as of December 26, 2025

Owner of Record2 Individual Names on File
Mailing Address1416 5TH ST, KEY WEST, FL 33040-3862
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2015 · Amount on File
Deed SaleAug 25, 2015 · Amount on File
Deed Document Number20152042884
Deed Book / Page2757 / 1168
Last Transfer DateOct 19, 2015
Transfer Doc0027652019
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 27, 2021
Property Address1416 5TH ST, KEY WEST, FL 33040-3862
Document Number0031450952
Book / Page3145 / 952
Map ReferenceMB 1 PG 43
Instrument DateDec 22, 2021
Instrument2354357
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2516 LAKEVALE DR, 2516, VIENNA, VA 22181-4028

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1416 5TH ST, KEY WEST, FL 33040-3862

Mortgage

Document Number0003145954
DateDec 27, 2021
Instrument3145/954
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$585,590$636,243 Land $412,250 Building $223,993
2024$4,825.00 (-1.43%)
2023$4,895.00 (+7.94%) Homeowner's exemption$571,008 (+6.45%)$589,505 (+9.9%) Land $386,750 Building $202,755
2022$4,535.00 Homeowner's exemption$536,419 Land $331,500 Building $204,919$536,419 Land $331,500 Building $204,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1416 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 203 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 units insured
incl. 3 condo units
Nearby Flood Claims333 (1980–2025)
Claims Outside the SFHA1 of 333
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 45 claims
  • Hurricane Wilma, Oct 2005 · 199 claims
  • Hurricane Georges, Sep 1998 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1416 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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