14155 Prospect St, Spring Hill, FL 34609 Property Records

Hernando County property record for 14155 Prospect St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 2011
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Dec 2020)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5240-1615-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5240-1615-0180`
Alternative APNs	`00641185` `641185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,602 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	233 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00641185
Street Address	14155 PROSPECT ST
City	SPRING HILL
State	FL
Zip	34609-5371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 24 BLK 1615 LOT 18 ORB 1162 PG 1924 ORB 2192 PG 32 ORB 2350 PG 427
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 24
Legal Block	1615
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2011
Census Tract	40906

Owner

14155 Prospect St is owned by a company that acquired it in November 2021.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	1508 BROOKHOLLOW DR, SANTA ANA, CA 92705-5426
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION
Nov 10, 2021	Intrafamily Transfer, Transfer OS NATIONAL LLC
Dec 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 31, 2017	Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Mar 31, 2017 · Amount on File
Deed Document Number	202075307
Deed Book / Page	3919 / 637
Last Transfer Date	Nov 9, 2021
Transfer Doc	0040830754
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14155 PROSPECT ST, SPRING HILL, FL 34609-5371
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040900081
Date	Nov 23, 2021
Book Page	4090/81
Instrument	2021089001

Lender

Name	GERMAN AMERICAN CAPITAL CORPORATION
Type	Non-Lending Institution
Address	NEW YORK, NY 10005

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Nov 10, 2021
Property Address	14155 PROSPECT ST, SPRING HILL, FL 34609-5371
Document Number	0040830754
Book / Page	4083 / 754
Map Reference	MB 10 PG 53-60
Instrument Date	Nov 9, 2021
Instrument	2021084853
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 BROOKHOLLOW DR, SANTA ANA, CA 92705-5426
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 1, 2020
Property Address	14155 PROSPECT ST, SPRING HILL, FL 34609-5371
Document Number	0039190637
Book / Page	003919 / 000637
Instrument Date	Dec 1, 2020
Instrument	75307
Transaction Type	Transfer
Record Updated	Mar 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 15087 SANTA ANA CA 927350087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 31, 2017
Property Address	14155 PROSPECT ST, SPRING HILL, FL 34609-5371
Document Number	0034541776
Book / Page	3454 / 1776
Map Reference	MB10 PG53-60
Instrument Date	Mar 28, 2017
Instrument	2017018308
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	DYNAMIC TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13394 SAGEWATER CT, 13394, SPRING HILL, FL 34609-6715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14155 PROSPECT ST, SPRING HILL, FL 34609-5371

Mortgage

Document Number	34541778
Date	Mar 31, 2017
Instrument	3454/1778

Lender

Name	NORTHERN MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14155 Prospect St was $4,852.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,852.00	$291,450 Land $39,000 Building $252,450	$291,450 Land $39,000 Building $252,450
2023		$296,102 (+9.54%) Land $44,545 Building $251,557
2022	$4,496.00	$270,310 Land $24,800 Building $245,510	$296,102 Land $38,000 Building $258,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14155 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14155 Prospect St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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