1415 Wheeler St, Covington, KY 41011 Property Records

Kenton County property record for 1415 Wheeler St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 826 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Mar 2022)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-31-05-011.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-05-011.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	826 sqft Finished Area
Gross Area	976 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 17 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1415 WHEELER ST
City	COVINGTON
State	KY
Zip	41011-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELL & BRACE BLK E PT LOTS 1-9 17'X 100' WS WHEELER 135' N 15TH 17.5'X 43' IN REAR
Legal Subdivision	POWELL & BRACE
Legal Phase	E
Legal Block	E
Legal Lot Number	1,9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1415 WHEELER ST, COVINGTON, KY 41011-3536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Mar 11, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Jun 10, 2021	Warranty Deed, Transfer
Mar 17, 2021	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	2022139
Deed Book / Page	152 / 889
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1415 WHEELER ST, COVINGTON, KY 41011-3536
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LAWYERS TTL OF CINCINNATI IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 WHEELER ST, COVINGTON, KY 41011-3536

Mortgage

Document Number	0005900141
Date	Mar 11, 2022
Book Page	347/553
Instrument	22031105900141

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 11, 2022
Property Address	1415 WHEELER ST, COVINGTON, KY 41011-3536
Document Number	0005900139
Book / Page	152 / 889
Instrument Date	Mar 4, 2022
Instrument	22031105900139
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 SCOTT STC, COVINGTON, KY 41011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 WHEELER ST, COVINGTON, KY 41011-3536

Mortgage

Document Number	0005900140
Date	Mar 11, 2022
Instrument	22031105900140

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0005900141
Date	Mar 11, 2022
Book Page	347/553
Instrument	22031105900141

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 10, 2021
Property Address	1415 WHEELER ST, COVINGTON, KY 41011-3536
Document Number	0005900263
Book / Page	97 / 303
Instrument Date	Jun 4, 2021
Instrument	21061005900263
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 6TH AVE, 419, DAYTON, KY 41074-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 SCOTT ST # C, C, COVINGTON, KY 41011-3552

March 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	Mar 17, 2021
Property Address	1415 WHEELER ST, COVINGTON, KY 41011-3536
Document Number	0005900045
Book / Page	78 / 42
Instrument Date	Oct 6, 2020
Instrument	21031705900045
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 6TH AVE, DAYTON, KY 41074-1117

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,000 (-) Land $10,000 Building $157,000	$167,000 (-) Land $10,000 Building $157,000
2025	$2,212.00 (-0.54%)	$167,000 (-) Land $5,000 Building $162,000	$167,000 (-) Land $5,000 Building $162,000
2023	$2,224.00	$167,000 Land $5,000 Building $162,000	$167,000 Land $5,000 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Wheeler St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures