1415 S River Rd S, Fargo, ND 58103 Property Records

Cass County property record for 1415 S River Rd S, Fargo, ND 58103

Property Summary

Property TypeSingle Family Home
Details2,337 sqft · built 1972
Lot Size0.189 acres (8,214 sqft)
Owner2 Individual Names on File
Tax Bill$3,902 (2025)
Deeds & MortgagesNov 2019 Second Mortgage
Flood ZoneZone X (moderate risk)
APN01-0120-00720-000

Property Details

APN / Parcel Number

Primary APN01-0120-00720-000

Interior

Stories1 Story
Building Area2,337 sqft Living Area
1st Floor Area1,140 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area8,214 sqft (0.189 acres)
Lot Dimensions128 ft deep x 170 ft wide

Location & Zoning

Street Address1415 S RIVER RD S
CityFARGO
StateND
Zip58103-4324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionLOT: 74 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOTS 74 & 75
Legal SubdivisionBELMONT PARK
Legal Lot Number74-75
JurisdictionCASS ND
Township / Civil DivisionFARGO
Census Block Group1
Census Block1004
Census Tract901

Owner

1415 S River Rd S is owned and occupied by two individuals.

Source: Cass County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1415 S RIVER RD S, FARGO, ND 58103-4324
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address1415 S RIVER RD S, FARGO, ND 58103-4324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001578044
DateNov 27, 2019
Instrument1578044
Lender
NameGATE CITY BANK
TypeBank
AddressFARGO, ND 58102
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueNov 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1415 S River Rd S was $3,902.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityFargo City
Unified School DistrictFargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,902.00$203,300 Land $27,200 Building $176,100$406,600 Land $54,400 Building $352,200
2023$4,761.00$176,800 Land $27,200 Building $149,600$353,600 Land $54,400 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1415 S River Rd S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims63 (1978–2010)
Claims Outside the SFHA30 of 63
Most Recent ClaimMar 2010 · Flooding
Claims by Event
  • Flooding, Mar 2010 · 7 claims
  • Severe Storms And Flooding, Apr 2009 · 16 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 S River Rd S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FARGO
serves 120,762 people · EPA ID ND0900336
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on S River Rd S

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