1415 S Commerce St, Lockhart, TX 78644 Property Records

Caldwell County property record for 1415 S Commerce St, Lockhart, TX 78644

Property Summary

Property Type	Commercial
Details	2,688 sqft · built 1967
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,500 (Dec 2020)
Tax Bill	$6,293 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300009-010-271-00`

Property Details

APN / Parcel Number

Primary APN	`0300009-010-271-00`
Alternative APNs	`R17580` `17580`

Interior

Stories	1 Story
Building Area	2,688 sqft Total Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	486 ft deep x 138 ft wide
Parking Spaces	20 Parking Spaces
Porch	Slab

Location & Zoning

Account Number	17580
Street Address	1415 S COMMERCE ST
City	LOCKHART
State	TX
Zip	78644-3400
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A009 GEORGE, JAMES, ACRES 2.0
Legal Subdivision	GEORGE, JAMES
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3008
Census Tract	960200

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1722 HIGH RD, KYLE, TX 78640-4855
Owner Type	Individual
Vesting	Doing Business As (DBA)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	20207384
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Dec 22, 2020
Property Address	1415 S COMMERCE ST, LOCKHART, TX 78644-3400
Document Number	2020007384
Instrument Date	Dec 18, 2020
Instrument	2020-007384
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	763 TUMBLEWEED TRL, 763, LOCKHART, TX 78644-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 HIGH RD, KYLE, TX 78640-4855
Investor	Possibly a Property Investor

Mortgage

Document Number	2020007385
Date	Dec 22, 2020
Instrument	2020-007385

Lender

Name	FIRST NATIONAL BANK OF BASTROP
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	6.75%
Index	Other
Margin	2
Max Rate	10.7%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,293.00 (+8.05%)	$304,990 (+6.45%) Land $217,280 Building $87,710	$304,990 (+6.45%) Land $217,280 Building $87,710
2025	$5,824.00 (+1.27%)	$286,500 (+1.27%) Land $201,500 Building $85,000	$286,500 (+1.27%) Land $201,500 Building $85,000
2024	$5,751.00 (+2.15%)
2023	$5,630.00 (-10.92%)	$282,920 Land $201,500 Building $81,420	$282,920 Land $201,500 Building $81,420
2022	$6,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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