1415 Ridge Rd, Ballwin, MO 63021 Property Records

St. Louis County property record for 1415 Ridge Rd, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 6,835 sqft · built 1997
Lot Size3.21 acres (139,828 sqft)
Owner2 Individual Names on Record
Tax Bill$11,442 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN26T-44-0122

Property Details

APN / Parcel Number

Primary APN26T-44-0122

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area6,835 sqft Living Area
Gross Area8,011 sqft
1st Floor Area3,820 sqft
Basement Area1,500 sqft
Finished Basement1,500 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialStucco
Foundation TypeRaised
Lot Area139,828 sqft
Lot Depth443 ft Depth
View / LotHighway
Garage TypeAttached
Garage Area1,176 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area268 sqft
Patio Area39 sqft
Balcony Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
Water SourceWell

Location & Zoning

Street Address1415 RIDGE RD
CityWILDWOOD
StateMO
Zip63021-5936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code107NU
Legal DescriptionDESTREHAN ESTATE LOT PT 4
Legal Range4E
Legal Township44N
Legal Section17
Legal SubdivisionDESTREHAN ESTATE
Legal Lot Number4
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group2
Census Block2012
Census Tract217921

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1415 RIDGE RD, WILDWOOD, MO 63021-5936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
Dec 12, 2017Deed of Trust, Mortgage · Line of Credit
JEFFERSON BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 30, 2021
Transfer Doc0000000361
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1415 RIDGE RD, BALLWIN, MO 63021
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyCONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 RIDGE RD, BALLWIN, MO 63021

Mortgage

Document Number0249800843
DateJul 12, 2021
Book Page24980/843
Instrument2021071200086
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1415 RIDGE RD, BALLWIN, MO 63021
Document Number0228641285
Book / Page022864 / 001285
Instrument DateDec 12, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2018
Title CompanyCONTINENTAL TITLE HOLDING COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4101 RIDER TRL N EARTH CITY MO 630451102, EARTH CITY, MO 63045-1102

Mortgage

Document Number0228641285
DateJan 19, 2018
Book Page022864/001285
Instrument193
Lender
NameJEFFERSON BK
TypeBank
AddressSAINT LOUIS, MO 63103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJan 18, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityWildwood City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,880 (-) Land $25,970 Building $141,910$883,600 (-) Land $136,700 Building $746,900
2025$11,442.00 (+13.09%)$167,880 (+15.37%) Land $25,970 Building $141,910$883,600 (+15.37%) Land $136,700 Building $746,900
2024$10,118.00 (+0.08%)
2023$10,110.00$145,520 Land $21,260 Building $124,260$765,900 Land $111,900 Building $654,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless · DSL
100 / 20

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