1415 Pepperdine Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 1415 Pepperdine Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1986
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25R-32-0225`

Property Details

APN / Parcel Number

Primary APN	`25R-32-0225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 33 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	35 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1415 PEPPERDINE CT
City	BALLWIN
State	MO
Zip	63021-8441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PEPPER TREE VILLAGE LOT 13 25R320115 12 06 85
Legal Subdivision	PEPPER TREE VILLAGE
Legal Lot Number	13
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	3
Census Block	3002
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1415 PEPPERDINE CT, BALLWIN, MO 63021-8441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 3, 2018	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1415 PEPPERDINE CT, BALLWIN, MO 63021-8441
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 PEPPERDINE CT, BALLWIN, MO 63021-8441

Mortgage

Document Number	0245120598
Date	Dec 16, 2020
Book Page	24512/598
Instrument	2020121600110

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Dec 1, 2039

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1415 PEPPERDINE CT, BALLWIN, MO 63021-8441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238740420
Date	Jan 8, 2020
Book Page	23874/420
Instrument	2020010800047

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1415 PEPPERDINE CT, BALLWIN, MO 63021-8441
Document Number	0232802528
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1415 PEPPERDINE CT BALLWIN MO 630218441, BALLWIN, MO 63021-8441

Mortgage

Document Number	0232802528
Date	Nov 14, 2018
Book Page	023280/002528
Instrument	418

Lender

Name	FINANCE OF AMERICA MTG
Address	HORHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1415 PEPPERDINE CT, BALLWIN, MO 63021-8441
Document Number	0224300612
Book / Page	022430 / 000612
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 PEPPERDINE CT BALLWIN MO 630218441, BALLWIN, MO 63021-8441

Mortgage

Document Number	0224300612
Date	Mar 9, 2017
Book Page	022430/000612
Instrument	216

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,110 (-) Land $25,100 Building $26,010	$269,000 (-) Land $132,100 Building $136,900
2025	$3,503.00 (-0.4%)	$51,110 (+5.25%) Land $25,100 Building $26,010	$269,000 (+5.24%) Land $132,100 Building $136,900
2024	$3,517.00 (+1.38%)
2023	$3,469.00 (+7.23%)	$48,560 (+17.29%) Land $16,720 Building $31,840	$255,600 (+17.3%) Land $88,000 Building $167,600
2022	$3,235.00	$41,400 Land $15,520 Building $25,880
2021			$217,900 Land $81,700 Building $136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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