Clay County property record for 1415 Mitchell St, Celina, TN 38551
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,410 sqft · built 1953 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (May 2020) |
| Tax Bill | $1,299 (2022) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014056B B 03400 |
| Primary APN | 014056B B 03400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| 1st Floor Area | 2,410 sqft |
| Basement Area | 1,370 sqft |
| Finished Basement | 1,370 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 56,628 sqft (1.3 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1415 MITCHELL ST |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551-4050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: C01 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 955000 |
Source: Clay County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 50485, INDIANAPOLIS, IN 46250-0485 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 13, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage LEGENDS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on Record |
| Deed Sale | May 21, 2020 · Amount on Record |
| Deed Document Number | 0000114230 |
| Deed Book / Page | 114 / 230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 1415 MITCHELL ST, CELINA, TN 38551-4050 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1415 MITCHELL ST, CELINA, TN 38551-4050 |
| Document Number | 0TD170/658 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | TD170/658 |
| Instrument | 22001045 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CELINA, TN 38551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 1415 MITCHELL ST, CELINA, TN 38551-4050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Name | Verified Name |
|---|
| Document Number | TD158/283 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | TD158/283 |
| Instrument | 20000768 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CELINA, TN 38551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | May 21, 2020 |
| Property Address | 1415 MITCHELL ST, CELINA, TN 38551-4050 |
| Document Number | 0WD114/230 |
| Book / Page | WD114 / 230 |
| Instrument Date | May 21, 2020 |
| Instrument | 20000526 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1415 MITCHELL ST, CELINA, TN 38551-4050 |
| Document Number | 0020000527 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 20000527 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Clay County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Municipality | Celina City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,975 (-) Land $5,050 Building $44,925 | ||
| 2023 | $49,975 (-) Land $5,050 Building $44,925 | ||
| 2022 | $1,299.00 | $49,975 Land $5,050 Building $44,925 | $199,900 Land $20,200 Building $179,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CELINA WATER SYSTEM serves 6,160 people · EPA ID TN0000099 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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