Carroll County property record for 1415 Jay Rd, #26, Eldersburg, MD 21784
| Property Type | Condominium |
|---|---|
| Lot Size | 0.014 acres (640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Dec 2010) |
| Tax Bill | $2,522 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-109566 |
| Primary APN | 05-109566 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 640 sqft (0.014 acres) |
| Sewer | Connected |
|---|
| Account Number | 109566 |
|---|---|
| Street Address | 1415 JAY RD, 26 |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-6152 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-100 |
| Legal Description | UNIT 26 JAY RD 46-85/91 PH 1 BENJAMINS CLAIM CONDO |
| Legal Subdivision | BENJAMIN CLAIM CONDOMINUIM |
| Legal Phase | 1 |
| Legal Lot Number | UN 26 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 5, FREEDOM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 505203 |
1415 Jay Rd, #26 is owned and occupied by an individual who bought it in December 2010.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1415 JAY RD, 26, SYKESVILLE, MD 21784-6152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2010 · Amount on File |
| Deed Sale | Dec 22, 2010 · Amount on File |
| Prior Sale | Sep 10, 2001 · Amount on File |
| Deed Document Number | 20101471 |
| Deed Book / Page | 6419 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1415 JAY RD # 26, 26, ELDERSBURG, MD 21784-6152 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1415 JAY RD, SYKESVILLE, MD 21784-6152 |
| Document Number | 0111000361 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 11100/361 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1415 Jay Rd, #26 was $2,522 with a homeowner's exemption, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,522.00 (+5.48%) Homeowner's exemption | $246,667 | $270,000 Land $70,000 Building $200,000 |
| 2025 | $2,391.00 Homeowner's exemption | ||
| 2023 | $2,184.00 Homeowner's exemption | $193,333 | $200,000 Land $70,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1415 Jay Rd, #26 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1415 Jay Rd, #26 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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