1415 Iris Ln, Bellingham, WA 98229 Property Records

Whatcom County property record for 1415 Iris Ln, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2019)
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370212-220260-0000`

Property Details

APN / Parcel Number

Primary APN	`370212-220260-0000`
Alternative APNs	`564087` `19040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Unfinished

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch
Porch Area	24 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	19040
Street Address	1415 IRIS LN
City	BELLINGHAM
State	WA
Zip	98229-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	WARRENSHIRE LOT 3
Legal Range	02
Legal Township	37
Legal Section	12
Legal Subdivision	WARRENSHIRE
Legal Block	4
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	4
Census Block	4003
Census Tract	1202

Owner

1415 Iris Ln is owned and occupied by an individual who bought it in August 2019.

Source: Whatcom County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1415 IRIS LN, BELLINGHAM, WA 98229-8920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST SEC BK/WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Deed Document Number	2019802834
Prior Transfer Date	Jun 19, 2018
Prior Transfer Doc	0000603274
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1415 IRIS LN, BELLINGHAM, WA 98229-8920
Document Number	2200903126
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 IRIS LN BELLINGHAM WA 982298920, BELLINGHAM, WA 98229-8920

Mortgage

Document Number	2200903126
Date	Sep 18, 2020
Instrument	903126

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 22, 2019
Property Address	1415 IRIS LN, BELLINGHAM, WA 98229-8920
Document Number	2190802834
Instrument Date	Aug 16, 2019
Instrument	802834
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 IRIS LN BELLINGHAM WA 982298920, BELLINGHAM, WA 98229-8920

Mortgage

Document Number	2190802835
Date	Aug 22, 2019
Instrument	802835

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Iris Ln was $4,144.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,144.00	$531,016 Land $352,800 Building $178,216	$531,016 Land $352,800 Building $178,216
2022		$446,148 Land $282,948 Building $163,200	$446,148 Land $282,948 Building $163,200
2021	$3,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1415 Iris Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Iris Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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