1415 Elm Ave SW, Oronoco, MN 55960 Property Records

Olmsted County property record for 1415 Elm Ave SW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1995
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 2019)
Tax Bill	$1,616 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84.20.22.040247`

Property Details

APN / Parcel Number

Primary APN	`84.20.22.040247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	143 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1415 ELM AVE SW
City	ORONOCO
State	MN
Zip	55960-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-108 RANGE-014 CRAVATHS 1ST ADD LOT-011 BLOCK-002 LOT 11 BLK 2
Legal Range	14
Legal Township	108
Legal Section	20
Legal Subdivision	CRAVATHS 1ST ADD
Legal Block	2
Legal Lot Number	11
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1088
Census Tract	1902

Owner

Source: Olmsted County records · APN 84.20.22.040247

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1415 ELM AVE SW, ORONOCO, MN 55960-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Document Number	20191474786
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 25, 2019
Property Address	1415 ELM AVE SW, ORONOCO, MN 55960-1122
Document Number	A1474786
Map Reference	DOC 687995
Instrument Date	Jun 18, 2019
Instrument	A-1474786
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1415 ELM AVE SW, ORONOCO, MN 55960-1122

Mortgage

Document Number	A1474787
Date	Jun 25, 2019
Instrument	A-1474787

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

Source: Olmsted County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
County Subdivision	Oronoco Township
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,616.00 Homeowner's exemption
2025		$154,800 Land $63,600 Building $91,200	$170,400 Land $70,000 Building $100,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Olmsted County (27109C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271090019021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Rural Communications Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1550009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Clearwater Well Company private · serves 65 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.