Chesapeake City property record for 1415 Elder Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 2002 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (May 2022) |
| Tax Bill | $3,728 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2018 Second Mortgage + 1 more |
| APN | 0201001006621 |
| Primary APN | 0201001006621 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 544 sqft |
| Patio Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1415 ELDER AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | LOT 19 BLK 16 N HGLDS SUB 1 |
| Legal Subdivision | NORFOLK HIGHLANDS A & B & WHOLE MAP 20 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20003 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1415 ELDER AVE, CHESAPEAKE, VA 23325-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Apr 10, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OVM FINANCIAL INC |
| Apr 10, 2018 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | Apr 10, 2018 · Amount on Record |
| Deed Document Number | 202217302 |
| Deed Book / Page | 10562 / 694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 23, 2022 |
| Property Address | 1415 ELDER AVE, CHESAPEAKE, VA 23325-3913 |
| Document Number | 010562/694 |
| Book / Page | 10562 / 694 |
| Instrument Date | May 17, 2022 |
| Instrument | 220017302 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1415 ELDER AVE, CHESAPEAKE, VA 23325-3913 |
| Document Number | 0220017303 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 220017303 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 010562/713 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 10562/713 |
| Instrument | 220017304 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1415 ELDER AVE, CHESAPEAKE, VA 23325-3913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 9900/1387 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 9900/1387 |
| Instrument | 180008943 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 10, 2018 |
| Property Address | 1415 ELDER AVE, CHESAPEAKE, VA 23325-3913 |
| Document Number | 9900/1369 |
| Book / Page | 9900 / 1369 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 180008941 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1415 ELDER AVE, CHESAPEAKE, VA 23325-3913 |
| Document Number | 180008942 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 180008942 |
| Name | OVM FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,728.00 (+49.48%) | $369,100 (+11.51%) Land $115,000 Building $254,100 | $369,100 (+11.51%) Land $115,000 Building $254,100 |
| 2023 | $331,000 (+13.71%) Land $100,000 Building $231,000 | $331,000 (+13.71%) Land $100,000 Building $231,000 | |
| 2022 | $291,100 Land $95,000 Building $196,100 | $291,100 Land $95,000 Building $196,100 | |
| 2019 | $2,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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