1415 E Willard Ave, Decatur, IL 62521 Property Records

Macon County property record for 1415 E Willard Ave, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Lot Size0.163 acres (7,110 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Dec 2020)
Tax Bill$899 (2025)
Deeds & MortgagesApr 2018 Mortgage
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-12-23-277-016

Property Details

APN / Parcel Number

Primary APN04-12-23-277-016
Alternative APN
  • 12-23-277-016

Exterior

Lot Area7,110 sqft (0.163 acres)
Lot Dimensions45 ft deep x 158 ft wide

Location & Zoning

Account Number041223277016
Street Address1415 E WILLARD AVE
CityDECATUR
StateIL
Zip62521-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionL 0055 B 00 WM AMMANNS 1ST ADD 58 04 2 04 0463 000 00 03BK3383/337 158X45 02BK3156/453
Legal SubdivisionWM AMMANNS 1ST ADD
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group4
Census Block4008
Census Tract300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1415 E WILLARD AVE, DECATUR, IL 62521-3719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2018Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT
May 16, 2022Deed of Trust, Mortgage · FHA Mortgage
ROYAL UNITED MORTGAGE LLC
Dec 23, 2020Special Warranty Deed, Transfer
MACON COUNTY TITLE LLC, MACON COUNTY TITLE
Oct 19, 2020Warranty Deed, Foreclosure
Oct 7, 2020Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Prior SaleOct 7, 2020
Deed Document Number20201972349
Deed Book / Page4792 / 207
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1415 E WILLARD AVE, DECATUR, IL 62521-3719
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004616/371
DateApr 13, 2018
Book Page4616/371
Instrument1932042
Lender
NameVILLAGE CAPITAL & INVESTMENT
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2021
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change3.75%
Index1-Year CMT

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1415 E WILLARD AVE, DECATUR, IL 62521-3719
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004894/235
DateMay 16, 2022
Book Page4894/235
Instrument1996114
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMACON IL
Recording DateDec 23, 2020
Property Address1415 E WILLARD AVE, DECATUR, IL 62521-3719
Document Number4792/207
Book / Page4792 / 207
Map ReferencePB 536 PG 254
Instrument DateDec 15, 2020
Instrument1972349
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyMACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transaction

AmountAmount Recorded
Tax$45.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 E WILLARD AVE, DECATUR, IL 62521-3719

October 2020: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateOct 19, 2020
Property Address1415 E WILLARD AVE, DECATUR, IL 62521-3719
Document Number004776/459
Book / Page4776 / 459
Map ReferencePB 536 PG 254
Instrument DateOct 7, 2020
Instrument1968778
Transaction TypeForeclosure
Record UpdatedSep 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 W END AVE STE 760, 760, NASHVILLE, TN 37203-6860

October 2020: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMACON IL
Recording DateOct 7, 2020
Property Address1415 E WILLARD AVE, DECATUR, IL 62521-3719
Document Number4773/945
Book / Page4773 / 945
Map ReferencePB 536 PG 254
Instrument DateSep 8, 2020
Instrument1968179
Transaction TypeForeclosure
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 CORPORATE DR STE 360, 360, LAKE ZURICH, IL 60047-8945

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$899.00 (+27.88%)$17,634 (+18.52%) Land $1,435 Building $16,199$52,907 (+18.52%) Land $4,305 Building $48,602
2022$703.00 Homeowner's exemption Disabled Person's exemption$14,878 Land $1,194 Building $13,684$44,638 Land $3,582 Building $41,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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