Lake County property record for 1415 E State Hwy 20, Upper Lake, CA 95485
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 2006 |
| Lot Size | 1.21 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $449,000 (Jan 2024) |
| Tax Bill | $5,210 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-016-300-000 |
| Primary APN | 004-016-300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,458 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 53,143 sqft |
| Garage Area | 440 sqft |
| Old Parcel Number | 004-016-30 |
|---|---|
| Street Address | 1415 STATE HIGHWAY 20 |
| City | UPPER LAKE |
| State | CA |
| Zip | 95485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Subdivision | EDMANDS RECLAIMED LAND CO |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 100 |
1415 E State Hwy 20 is owned and occupied by an individual who bought it in January 2024.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1415 STATE HIGHWAY 20, UPPER LAKE, CA 95485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2024 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on File |
| Deed Sale | Jan 22, 2024 · Amount on File |
| Deed Document Number | 2024658 |
| Prior Transfer Date | Dec 6, 2022 |
| Prior Transfer Doc | 0000001313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jan 22, 2024 |
| Property Address | 1415 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8712 |
| Document Number | 0000000658 |
| Map Reference | MB 4 PGS 52-56 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024000658 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1415 STATE HWY 20, UPPER LAKE, CA 95485 |
| Document Number | 0000000659 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024000659 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0000000659 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024000659 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 1415 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8712 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1415 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8712 |
| Document Number | 0000001314 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023001314 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2026 property tax bill for 1415 E State Hwy 20 was $5,210, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,210.00 (+2.4%) | $467,139 (+2%) Land $72,828 Building $394,311 |
| 2025 | $5,088.00 | $457,980 Land $71,400 Building $386,580 |
| 2023 | $4,407.00 (-2.61%) Homeowner's exemption | $399,609 Land $120,684 Building $278,925 |
| 2022 | $4,525.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1415 E State Hwy 20 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1415 E State Hwy 20 is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
| Valley Internet Fixed Wireless | 50 / 25 |
May also be available: AT&T, T-Mobile.
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