1415 Cherry, Bandera, TX 78003 Property Records

Bandera County property record for 1415 Cherry, Bandera, TX 78003

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1951
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on File
Last Sale	$159,400 (Apr 2015)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10400-00014-0371`

Property Details

APN / Parcel Number

Primary APN	`10400-00014-0371`
Alternative APN	`166507`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	11,195 sqft (0.257 acres)
Lot Depth	105 ft Depth
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	115 sqft
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10400-00014-0371
Street Address	1415 CHERRY
City	BANDERA
State	TX
Zip	78003-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANDERA RNG 14 LT 37 PT 40 PT 0.257 ACRES
Legal Subdivision	BANDERA CITY
Legal Lot Number	37
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	2
Census Block	2074
Census Tract	101

Owner

1415 Cherry is owned and occupied by two individuals who bought it in April 2015.

Source: Bandera County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2497, BANDERA, TX 78003-2497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2015 · Amount on File
Deed Sale	Apr 20, 2015 · Amount on File
Prior Sale	May 3, 2005 · Amount on File
Deed Document Number	2015208632
Deed Book / Page	1011 / 497
Prior Transfer Date	Apr 16, 2015
Prior Transfer Doc	001011/497
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Recording Date	Jul 31, 2026
Property Address	1415 CHERRY, BANDERA, TX 78003-3412
Document Number	0000275895
Book / Page	1414 / 791
Instrument Date	Jul 17, 2026
Instrument	2026275895
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	TOWNGATE CLOSING SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 CHERRY, BANDERA, TX 78003-3412

Mortgage

Document Number	0000275895,
Date	Jul 31, 2026
Book Page	1414/791
Instrument	2026275895

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Cherry was $2,764 with a homeowner's exemption, up 9.9% from the year before.

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Municipality	Bandera City
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (+9.94%) Homeowner's exemption	$205,630 Land $67,060 Building $138,570	$205,630 Land $67,060 Building $138,570
2024	$2,514.00 (-9.5%)
2023	$2,778.00 Homeowner's exemption	$199,200 Land $55,860 Building $143,340	$199,200 Land $55,860 Building $143,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1415 Cherry in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	47 (1978–2018)
Claims Outside the SFHA	16 of 47
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Cherry is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANDERA serves 3,231 people · EPA ID TX0100012
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cherry

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures