1415 Central Row Rd, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1415 Central Row Rd, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Jul 2001)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-30-00-109.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-00-109.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	936 sqft Finished Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1415 CENTRAL ROW RD
City	ELSMERE
State	KY
Zip	41018-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK SEC 5 LOT 109
Legal Subdivision	RIPPLE CREEK
Legal Phase	5
Legal Lot Number	109
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2018
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3333 MADISON PIKE, C, FT MITCHELL, KY 41017-8184
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2001 · Amount on Record
Deed Sale	Jul 27, 2001 · Amount on Record
Prior Sale	Dec 7, 2000 · Amount on Record
Last Transfer Date	Dec 28, 2017
Transfer Doc	0000000028
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 2, 2018
Property Address	1415 CENTRAL ROW RD, ELSMERE, KY 41018-2391
Document Number	0000000028
Book / Page	0C6325 / 000040
Instrument Date	Dec 28, 2017
Instrument	28
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184

Mortgage

Document Number	29
Date	Jan 2, 2018
Book Page	0C6325/000044
Instrument	29

Lender

Name	HERITAGE BK
Type	Bank
Address	1818 FLORENCE PIKE, BURLINGTON, KY 41005-7933

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,100 (-) Land $25,000 Building $144,100	$169,100 (-) Land $25,000 Building $144,100
2025	$2,568.00 (+1.34%)	$169,100 (-) Land $25,000 Building $144,100	$169,100 (-) Land $25,000 Building $144,100
2023	$2,534.00	$169,100 Land $25,000 Building $144,100	$169,100 Land $25,000 Building $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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