1415 Central Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1415 Central Ave, Charlotte, NC 28205

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,150 sqft · built 1955
Lot Size	0.226 acres (9,884 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Jun 2018)
Tax Bill	$10,876 (2023)
Deeds & Mortgages	Jul 2019 Loan Modification Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081-175-07`

Property Details

APN / Parcel Number

Primary APN	`081-175-07`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,150 sqft Heated Area
Gross Area	3,490 sqft
1st Floor Area	3,066 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	9,884 sqft (0.226 acres)
Porch	Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	081-175-07
Street Address	1415 CENTRAL AVE
City	CHARLOTTE
State	NC
Zip	28205-5011
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-2
Legal Description	CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 81 PG 17
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3007
Census Tract	1000

Owner

1415 Central Ave, a commercial property, is owned by a company that bought it in June 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Company Name on File
Mailing Address	9330 CENTER LAKE DR STE 210, 210, CHARLOTTE, NC 28216-0763
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Loan Modification, Mortgage PINNACLE BK
Jun 7, 2018	Special Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK
Jun 7, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	0032739515
Deed Book / Page	32739 / 515
Record Updated	Jun 7, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	1415 CENTRAL AVE, CHARLOTTE, NC 28205-5011
Document Number	0000097160
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9330 CENTER LAKE DR #210 CHARLOTTE NC 282160763, 210, CHARLOTTE, NC 28216-0763

Mortgage

Document Number	0000097160
Date	Jul 30, 2019
Book Page	033713/000643
Instrument	97160

Lender

Name	PINNACLE BK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount on Record

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 7, 2018
Property Address	1415 CENTRAL AVE, CHARLOTTE, NC 28205-5011
Document Number	0000070731
Book / Page	32739 / 510
Instrument Date	Jun 7, 2018
Instrument	2018070731
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9330 CENTER LAKE DR STE 210, 210, CHARLOTTE, NC 28216-0763

Mortgage

Document Number	0000070733
Date	Jun 7, 2018
Instrument	2018070733

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 7, 2018
Property Address	1415 CENTRAL AVE, CHARLOTTE, NC 28205-5011
Document Number	0000070732
Book / Page	032739 / 000515
Instrument Date	Jun 7, 2018
Instrument	70732
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9330 CENTER LAKE DR #210 CHARLOTTE NC 282160763, 210, CHARLOTTE, NC 28216-0763

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1415 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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