1415 Cedar Dr, Adel, IA 50003 Property Records

Dallas County property record for 1415 Cedar Dr, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 2004
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Oct 2023)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-32-154-002`

Property Details

APN / Parcel Number

Primary APN	`11-32-154-002`
Alternative APNs	`000001132154002` `540001132154002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	666 sqft
Basement Area	939 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Deck Area	301 sqft
Patio Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	540001132154002
Street Address	1415 CEDAR DR
City	ADEL
State	IA
Zip	50003-1677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKVIEW HEIGHTS PLAT 3 LOT 24
Legal Range	27W
Legal Township	79N
Legal Section	31
Legal Subdivision	PARKVIEW HEIGHTS PLAT 3
Legal Tract	2023-15801
Legal Lot Number	24
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1023
Census Tract	50700

Owner

Source: Dallas County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1415 CEDAR DR, ADEL, IA 50003-1677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Apr 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Apr 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Apr 24, 2020	Deed of Trust, Mortgage HOMESERVICES LNDG
May 8, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESERVICES LNDG
May 10, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LNDG
May 14, 2018	Deed of Trust, Mortgage · Conventional with PMI GERSHMAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Book / Page	2023 / 15801
Last Transfer Date	Mar 31, 2026
Transfer Doc	0202605633
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1415 CEDAR DR, ADEL, IA 50003-1677
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 CEDAR DR, ADEL, IA 50003-1677

Mortgage

Document Number	0202503256
Date	Mar 6, 2025
Instrument	2025-03256

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS IA
Recording Date	Apr 7, 2026
Property Address	1415 CEDAR DR, ADEL, IA 50003-1677
Document Number	0000005633
Book / Page	2026 / 5633
Instrument Date	Mar 31, 2026
Instrument	20265633
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1415 CEDAR DR, ADEL, IA 50003-1677

Mortgage

Document Number	0000005634,
Date	Apr 7, 2026
Instrument	20265634

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS IA
Recording Date	Apr 7, 2026
Property Address	1415 CEDAR DR, ADEL, IA 50003-1677
Document Number	0202605633
Book / Page	2026 / 5633
Instrument Date	Mar 31, 2026
Instrument	20265633
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1415 CEDAR DR, ADEL, IA 50003-1677

Mortgage

Document Number	0000005634,
Date	Apr 7, 2026
Instrument	20265634

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1415 CEDAR DR, ADEL, IA 50003-1677
Document Number	0000008579
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 CEDAR DR ADEL IA 500031677, ADEL, IA 50003-1677

Mortgage

Document Number	0000008579
Date	May 1, 2020
Instrument	8579

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1415 CEDAR DR, ADEL, IA 50003-1677
Document Number	0000006893
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1006 EVANS VIEW DR ADEL IA 500031791, ADEL, IA 50003-1791

Mortgage

Document Number	0000006893
Date	May 10, 2019
Instrument	6893

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	May 10, 2019
Property Address	1415 CEDAR DR, ADEL, IA 50003-1677
Document Number	0000006887
Instrument Date	May 5, 2019
Instrument	6887
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 CEDAR DR ADEL IA 500031677, ADEL, IA 50003-1677

Mortgage

Document Number	6889
Date	May 10, 2019
Instrument	6889

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1415 CEDAR DR, ADEL, IA 50003-1677
Document Number	0000008823
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1415 CEDAR DR ADEL IA 500031677, ADEL, IA 50003-1677

Mortgage

Document Number	0000008823
Date	May 21, 2018
Instrument	8823

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MI 63017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,188.00 (+9.13%)	$307,960 (+8.28%) Land $55,000 Building $252,960	$307,960 (+8.28%) Land $55,000 Building $252,960
2024	$4,754.00 (-1.25%)
2023		$284,420 Land $50,000 Building $234,420	$284,420 Land $50,000 Building $234,420
2022	$4,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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