1415 Bowers Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1415 Bowers Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,692 sqft · built 2022
Lot Size0.94 acres (40,946 sqft)
Owner2 Company Names on File
Last Sale$429,900 (Aug 2022)
Tax Bill$1,946 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN014-033-035-05

Property Details

APN / Parcel Number

Primary APN014-033-035-05

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,692 sqft Living Area
1st Floor Area1,692 sqft
Basement Area1,692 sqft
Unfinished Basement1,692 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Lot Area40,946 sqft (0.94 acres)
Garage Area600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1415 BOWERS RD
CityLAPEER
StateMI
Zip48446-3124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionPART OF THE SE 1/4 OF SEC 33 T8N R10E, COMM SE COR SEC 33; TH N 89 51 28 W 740.50 FT TO POB; TH N 89 51 28 W 175.58 FT; TH NN
Legal Range10E
Legal Township08N
Legal Section33
JurisdictionLAPEER MI
Township / Civil DivisionMAYFIELD
Census Block Group2
Census Block2032
Census Tract333500

Owner

1415 Bowers Rd is owned by a company that acquired it in August 2024 and is owner-occupied.

Source: Lapeer County records, as of May 27, 2026

Owner of Record2 Company Names on File
Mailing Address1415 BOWERS RD, LAPEER, MI 48446-3124
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2022 · Amount on File
Deed SaleAug 25, 2022 · Amount on File
Prior SaleFeb 1, 2016 · Amount on File
Deed Document Number2022
Deed Book / Page3313 / 252
Last Transfer DateAug 28, 2024
Transfer Doc0034180884
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateAug 26, 2022
Property Address1415 BOWERS RD, LAPEER, MI 48446-3124
Document Number0033130252
Book / Page3313 / 252
Instrument DateAug 24, 2022
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address565 GRAND LEGACY, 565, LAPEER, MI 48446-1597

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E CAPAC RD, IMLAY CITY, MI 48444-1111

Mortgage

Document Number0003313256
DateAug 26, 2022
Instrument3313/256
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateSep 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.12%
IndexOther
Margin3
Max Rate9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Bowers Rd was $1,946 with a homeowner's exemption, down 52.8% from the year before.

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMayfield Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,946.00 (-52.78%) Homeowner's exemption$216,000$432,000
2024$4,121.00
2023$185,900$371,800
2022$3,691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1415 Bowers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Bowers Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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